Madison County property record for 686 Twin Harbor Pl, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 1989 |
| Owner | Individual Name on Record |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-01C-054/54 |
| Primary APN | 072A-01C-054/54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Adjusted Area |
| 1st Floor Area | 1,274 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|
| Account Number | 7316 |
|---|---|
| Old Parcel Number | 072A-01C-054/54.00 |
| Street Address | 686 TWIN HARBOR PL |
| City | MADISON |
| State | MS |
| Zip | 39110-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 136 TWIN HARBOR PART 2-B LEASE HOLD |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 01 |
| Legal Subdivision | TWIN HARBORS PT 2B |
| Legal Lot Number | 136 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30208 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 686 TWIN HARBOR PL, MADISON, MS 39110-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 7, 2018 | Deed of Trust, Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2018 |
| Deed Sale | Dec 17, 2018 |
| Prior Sale | May 5, 2005 |
| Deed Document Number | 0003674931 |
| Deed Book / Page | 1913 / 0060 |
| Prior Transfer Date | Mar 6, 2008 |
| Prior Transfer Doc | 558477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 686 TWIN HARBOR PL, MADISON, MS 39110-5701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 686 TWIN HARBOR PL, MADISON, MS 39110-5701 |
| Document Number | 4087/810 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 4087/810 |
| Instrument | 934093 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 686 TWIN HARBOR PL, MADISON, MS 39110-5701 |
| Document Number | 0000855056 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 147 LINKS DR #10B CANTON MS 390465224, 10B, CANTON, MS 39046-5224 |
| Document Number | 0000855056 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 003672/000933 |
| Instrument | 855056 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2048 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 Homeowner's exemption | $10,756 (-) | $107,560 (-) Land $30,000 Building $77,560 |
| 2024 | $804.00 | ||
| 2023 | $804.00 Homeowner's exemption | $10,756 | $107,560 Land $30,000 Building $77,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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