Merced County property record for 686 Tusky Ave, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,348 sqft · built 1994 |
| Lot Size | 0.151 acres (6,559 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jun 2025) |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-381-038-000 |
| Primary APN | 082-381-038-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,559 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 082-381-038 |
|---|---|
| Street Address | 686 TUSKY AVE |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RANCHWD EST #8-2 LOT 295 |
| Legal Subdivision | RANCHWD ESTATE |
| Legal Lot Number | 295 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2204 |
686 Tusky Ave is owned and occupied by an individual who bought it in June 2025.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 TUSKY AVE, LOS BANOS, CA 93635-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on File |
| Deed Sale | Jun 13, 2025 · Amount on File |
| Prior Sale | Sep 22, 2015 · Amount on File |
| Deed Document Number | 202516211 |
| Prior Transfer Date | Sep 11, 2015 |
| Prior Transfer Doc | 0000033259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 686 TUSKY AVE, LOS BANOS, CA 93635-2605 |
| Document Number | 0000019491 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 686 TUSKY AVE LOS BANOS CA 936352605, LOS BANOS, CA 93635-2605 |
| Document Number | 0000019491 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 19491 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 686 TUSKY AVE, LOS BANOS, CA 93635-2605 |
| Document Number | 0000035524 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 686 TUSKY AVE LOS BANOS CA 936352605, LOS BANOS, CA 93635-2605 |
| Document Number | 0000035524 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 35524 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2047 |
The 2025 property tax bill for 686 Tusky Ave was $3,828.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $561,000 (+63.98%) Land $142,800 Building $418,200 | |
| 2025 | $3,828.00 Homeowner's exemption | $342,110 Land $59,186 Building $282,924 |
| 2023 | $3,638.00 (+1.82%) Homeowner's exemption | $328,828 Land $56,889 Building $271,939 |
| 2022 | $3,573.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 686 Tusky Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 686 Tusky Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
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