1. Home
  2. New York
  3. Clinton County
  4. Saranac
  5. True Brook Rd

686 True Brook Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 686 True Brook Rd, Saranac, NY 12981 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,564 sqft · built 1850
Lot Size3.37 acres (146,797 sqft)
Owner2 Individual Names on File
Last Sale$102,460 (Mar 2018)
Tax Bill$1,006 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN094489 239.-2-1

Property Details

APN / Parcel Number

Primary APN094489 239.-2-1
Alternative APN
  • 448923900000020010000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,564 sqft Living Area
1st Floor Area1,472 sqft
2nd Floor Area832 sqft
Upper Floors Area200 sqft
AtticAttic
Attic Area60 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area146,797 sqft (3.37 acres)

Exterior Amenities

PorchSlab
Porch Area270 sqft
Shed1 Shed
Shed Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address686 TRUE BROOK RD
CitySARANAC
StateNY
Zip12981-2827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 & 36 T4OMT
Legal Block2
Legal Lot Number1.000
JurisdictionCLINTON NY
Township / Civil DivisionSARANAC
Census Block Group2
Census Block2021
Census Tract103800

Owner

Source: Clinton County and Saranac Town records · APN 094489 239.-2-1

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address686 TRUE BROOK RD, SARANAC, NY 12981-2827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Deed of Trust, Mortgage
CROSSCOUNTRY MTG
Mar 13, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Deed Document Number2018292918
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address686 TRUE BROOK RD, SARANAC, NY 12981-2827
Document Number0000308958
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNETCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address686 TRUE BROOK RD SARANAC NY 129812827, SARANAC, NY 12981-2827

Mortgage

Document Number0000308958
DateJul 26, 2020
Instrument308958
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount Recorded
Term300 Months
DueJul 25, 2045

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLINTON NY
Recording DateMar 13, 2018
Property Address686 TRUE BROOK RD, SARANAC, NY 12981-2827
Document Number0000292918
Instrument DateMar 09, 2018
Instrument292918
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 SOPER ST MORRISONVILLE NY 129622846, MORRISONVILLE, NY 12962-2846

Tax Assessment & Valuation

Source: Clinton County and Saranac Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionSaranac Town
Unified School DistrictSaranac Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,006.00$125,000 (-) Land $28,400 Building $96,600$135,400 (+8.32%) Land $30,763 Building $104,637
2023$125,000 Land $28,400 Building $96,600$125,000 Land $28,400 Building $96,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191038002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on True Brook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures