Hardin County property record for 686 Troy Ave, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1983 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $221 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-20-06-027 |
| Primary APN | 160-20-06-027 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Duplex Single |
| Exterior Material | Frame/Masonry |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 16 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 686 TROY AVE |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMESTEAD MNR LT 27A #1 |
| Legal Subdivision | HOMESTEAD MNR |
| Legal Lot Number | 27A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700 |
686 Troy Ave is owned and occupied by an individual.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 TROY AVE, RADCLIFF, KY 40160-1680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000455101 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 686 Troy Ave was $221 with exemptions applied.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221.00 Homeowner's exemption Additional exemption filed | $66,300 Land $8,000 Building $58,300 | $66,300 Land $8,000 Building $58,300 |
| 2023 | $51,500 (-) Land $5,000 Building $46,500 | $51,500 (-) Land $5,000 Building $46,500 | |
| 2022 | $51,500 Land $5,000 Building $46,500 | $51,500 Land $5,000 Building $46,500 | |
| 2021 | $146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Troy Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2000–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2009 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Troy Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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