686 Towne St, Grants Pass, OR 97527 Property Records

Josephine County property record for 686 Towne St, Grants Pass, OR 97527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,338 sqft · built 1974
Lot Size	0.68 acres (29,621 sqft)
Owner	Trust Name on File
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-05-30-BD-001300`

Property Details

APN / Parcel Number

Primary APN	`36-05-30-BD-001300`
Alternative APNs	`360530BD00130000` `R316929`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Deck Area	666 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R316929
Street Address	686 TOWNE ST
City	GRANTS PASS
State	OR
Zip	97527-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	JEDDELOHS 1ST SUB., LOT 5, ACRES 0.68
Legal Range	05W
Legal Township	36S
Legal Section	30
Legal Subdivision	JEDDELOHS 1ST SUB
Legal Lot Number	5
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	1
Census Block	1029
Census Tract	361202

Owner

686 Towne St is owner-occupied and held in a trust since August 2019.

Source: Josephine County records, as of July 6, 2026

Owner of Record	Trust Name on File
Mailing Address	686 TOWNE ST, GRANTS PASS, OR 97527-5656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Construction Loan · Construction Mortgage CLARK R & D F/TR (PT)
Aug 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 14, 2019
Transfer Doc	0000010075
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 20, 2020
Property Address	686 TOWNE ST, GRANTS PASS, OR 97527-5656
Document Number	0000003980
Instrument Date	Mar 17, 2020
Instrument	3980
Transaction Type	Construction Loan
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 TOWNE ST GRANTS PASS OR 975275656, GRANTS PASS, OR 97527-5656

Mortgage

Document Number	0000003980
Date	Mar 20, 2020
Instrument	3980

Lender

Name	CLARK R & D F/TR (PT)

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 19, 2021

Interest

Rate	1.5%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 15, 2019
Property Address	686 TOWNE ST, GRANTS PASS, OR 97527-5656
Document Number	0000010075
Instrument Date	Aug 14, 2019
Instrument	10075
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	686 TOWNE ST GRANTS PASS OR 975275656, GRANTS PASS, OR 97527-5656

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jul 11, 2018
Property Address	686 TOWNE ST, GRANTS PASS, OR 97527-5656
Document Number	0000008769
Instrument Date	Jul 10, 2018
Instrument	8769
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 TOWNE ST GRANTS PASS OR 975275656, GRANTS PASS, OR 97527-5656

Tax Assessment & Valuation

The 2025 property tax bill for 686 Towne St was $4,336, up 0.5% from the year before.

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Grants Pass City
Unified School District	Grants Pass School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (+0.51%)	$324,230 (+3%)	$497,870 (+2.43%) Land $154,500 Building $343,370
2024	$4,314.00 (+5.53%)	$314,790 (+3%)	$486,070 (-3.98%) Land $165,290 Building $320,780
2023	$4,088.00 (+2.61%)	$305,630 (+3%)	$506,240 (+5.54%) Land $174,220 Building $332,020
2022	$3,984.00	$296,730	$479,670 Land $132,580 Building $347,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Towne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Towne St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRANTS PASS serves 37,138 people · EPA ID OR4100342
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Webformix Fixed Wireless	200 / 20

May also be available: Verizon.

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