686 Tower St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 686 Tower St, Harrisonburg, VA 22802

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,440 sqft · built 1985
Lot Size	0.13 acres (5,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2017)
Tax Bill	$2,314 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 P 8`

Property Details

APN / Parcel Number

Primary APN	`032 P 8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,664 sqft (0.13 acres)
Lot Dimensions	149 ft deep x 30 ft wide
Driveway	Asphalt Driveway
Driveway Area	18 sqft

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	686 TOWER ST
City	HARRISONBURG
State	VA
Zip	22802-6067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RESIDENTIA
Legal Description	QUADRANT 1 WS TOWER ST LOT 8 SEC 1 TOWER HEIGHTS
Legal Subdivision	TOWER HEIGHTS
Legal Lot Number	8
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 TOWER ST, HARRISONBURG, VA 22802-6067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	201728485
Deed Book / Page	4931 / 235
Record Updated	Oct 29, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Oct 11, 2017
Property Address	686 TOWER ST, HARRISONBURG, VA 22802-6067
Document Number	004931/235
Book / Page	4931 / 235
Map Reference	MB 788 PG 163
Instrument Date	Sep 18, 2017
Instrument	2017-00028485
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 TOWER ST, HARRISONBURG, VA 22802-6067

Mortgage

Document Number	201700028486
Date	Oct 11, 2017
Instrument	2017-00028486

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,314.00 (+10.56%)	$229,200 (+6.56%) Land $40,000 Building $189,200	$229,200 (+6.56%) Land $40,000 Building $189,200
2025		$215,100 (+13.09%) Land $34,000 Building $181,100	$215,100 (+13.09%) Land $34,000 Building $181,100
2024	$2,093.00 (+14.68%)
2023	$1,825.00	$190,200 Land $32,000 Building $158,200	$190,200 Land $32,000 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20