686 Thomas Rd, Sevierville, TN 37876 Property Records

Sevier County property record for 686 Thomas Rd, Sevierville, TN 37876

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,816 sqft · built 1980
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$764 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-054.06`

Property Details

APN / Parcel Number

Primary APN	`070-054.06`
Alternative APNs	`1007007005406` `078070 05406`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	1,808 sqft
Upper Floors Area	1,008 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	178,596 sqft (4.1 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	686 THOMAS RD
City	SEVIERVILLE
State	TN
Zip	37876-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ROY KIRBY PROP PB N/R LOT 5-A BY WILL IN KNOX LOTS 5A & 5B
Legal Subdivision	ROY KIRBY PROP
Legal Lot Number	5A
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	80401

Owner

Source: Sevier County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4731 BOWFIELD DR, ANTIOCH, TN 37013-2902
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 11, 2006 · Amount on Record
Deed Document Number	202620569
Deed Book / Page	6959 / 561
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Jun 5, 2026
Property Address	686 THOMAS RD, SEVIERVILLE, TN 37876-2600
Document Number	0000020569
Book / Page	6959 / 561
Instrument Date	Jun 3, 2026
Instrument	202620569
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SEAVER TITLE AGENCY LLC, SEVIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,507.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 BOWFIELD DR, ANTIOCH, TN 37013-2902

Mortgage

Document Number	0000020570,
Date	Jun 5, 2026
Instrument	202620570

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Jun 5, 2026
Property Address	686 THOMAS RD, SEVIERVILLE, TN 37876-2600
Document Number	0069590561
Book / Page	6959 / 561
Instrument Date	Jun 3, 2026
Instrument	202620569
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE AGENCY, SEVIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,507.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4731 BOWFIELD DR, ANTIOCH, TN 37013-2902

Mortgage

Document Number	0000020570,
Date	Jun 5, 2026
Instrument	202620570

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 (+6.85%)	$51,600 (-) Land $7,100 Building $44,500	$206,400 (-) Land $28,400 Building $178,000
2023		$51,600 Land $7,100 Building $44,500
2021	$715.00		$206,400 Land $28,400 Building $178,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEVIER COUNTY WATER DEPARTMENT serves 6,194 people · EPA ID TN0008279
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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