Ramsey County property record for 686 Thomas Ave, Saint Paul, MN 55104 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,435 sqft Living Area |
| Lot Size | 4,960 sqft (0.114 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $224,900 (2022) |
| Tax Bill | $5,330.00 (2025) |
| Primary APN | 35-29-23-14-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,435 sqft Living Area |
| 1st Floor | 940 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 4,960 sqft (0.114 acres) |
| Depth X Width | 124 ft x 40 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 960 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 663004 |
|---|---|
| Street Address | 686 THOMAS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-2745 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHUTE BROTHERS DIVISION,NO. 6 LOT 2 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 35 |
| Legal Subdivision | CHUTE BROTHERS DIVISION,NO. 6 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 32500 |
Source: Ramsey County records · APN 35-29-23-14-0030
Assessment roll updated July 28, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 THOMAS AVE, SAINT PAUL, MN 55104-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 18, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUMMIT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on Record |
| Deed Sale | Jul 18, 2022 · Amount on Record |
| Prior Sale | Jul 08, 2022 · Amount on Record |
| Deed Doc Number | 20224956104 |
| Prior Transfer Date | May 21, 2013 |
| Prior Transfer Doc | 0004402354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 22, 2026 |
| Property Address | 686 THOMAS AVE, SAINT PAUL, MN 55104-2745 |
| Document Number | 0005110582 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20265110582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 686 THOMAS AVE, SAINT PAUL, MN 55104-2745 |
| Investor | Possibly a Property Investor |
| Document Number | 0005110582, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20265110582 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Aug 01, 2052 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 18, 2022 |
| Property Address | 686 THOMAS AVE, SAINT PAUL, MN 55104-2745 |
| Document Number | 0A04956104 |
| Instrument Date | Jul 08, 2022 |
| Instrument | A04956104 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.17 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 THOMAS AVE, SAINT PAUL, MN 55104-2745 |
| Investor | Possibly a Property Investor |
| Document Number | 0A04956105 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | A04956105 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 0A04956106 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | A04956106 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55442 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,330.00 (+95.1%) Homeowner's exemption | $271,500 (+21.75%) Land $25,000 Building $246,500 | $271,500 (+21.75%) Land $25,000 Building $246,500 |
| 2023 | $2,732.00 Homeowner's exemption | $223,000 Land $20,000 Building $203,000 | $223,000 Land $20,000 Building $203,000 |
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