686 Sunningdale Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 686 Sunningdale Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,830 sqft · built 1981
Lot Size	0.178 acres (7,763 sqft)
Owner	2 Individual Names on File
Last Sale	$490,500 (Jun 2019)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-520-21-00`

Property Details

APN / Parcel Number

Primary APN	`157-520-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,763 sqft (0.178 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	686 SUNNINGDALE DR
City	OCEANSIDE
State	CA
Zip	92057-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 21 TR 009542
Legal Subdivision	DOUGLAS PARK
Legal Tract	009542
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18609

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 SUNNINGDALE DR, OCEANSIDE, CA 92057-5013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 7, 2019	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Apr 29, 2011 · Amount on Record
Deed Document Number	2019221804
Last Transfer Date	May 25, 2021
Transfer Doc	0000442745
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	686 SUNNINGDALE DR, OCEANSIDE, CA 92057-5013
Document Number	0000442745
Map Reference	MAP 9542
Instrument Date	May 25, 2021
Instrument	2021-0442745
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 SUNNINGDALE DR, OCEANSIDE, CA 92057-5013

Mortgage

Document Number	0000442746
Date	Jun 16, 2021
Instrument	2021-0442746

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	686 SUNNINGDALE DR, OCEANSIDE, CA 92057-5013
Document Number	0000221804
Instrument Date	May 10, 2019
Instrument	221804
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$539.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 SUNNINGDALE DR OCEANSIDE CA 920575013, OCEANSIDE, CA 92057-5013

Mortgage

Document Number	221805
Date	Jun 7, 2019
Instrument	221805

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,870 (+2%) Land $331,238 Building $226,632
2025	$6,282.00 (+5.16%)	$546,933 (+4.04%) Land $324,744 Building $222,189
2023	$5,974.00 (+1.55%)	$525,697 Land $312,135 Building $213,562
2022	$5,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile USA.

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