Carroll County property record for 686 Sunder Ln, Hampstead, MD 21074
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,428 sqft · built 1990 |
| Lot Size | 0.203 acres (8,834 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $131,000 (Aug 1998) |
| Tax Bill | $4,664 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-047871 |
| Primary APN | 08-047871 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,428 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,834 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 047871 |
|---|---|
| Street Address | 686 SUNDER LN |
| City | HAMPSTEAD |
| State | MD |
| Zip | 21074-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LOT 396 0.2028 AC SUNDER DRIVE 31-166/168 ROBERT'S FIELD PLAT M |
| Legal Subdivision | ROBERT FIELD M SEC 01 |
| Legal Lot Number | 396 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 508103 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 686 SUNDER LN, HAMPSTEAD, MD 21074-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1998 · Amount on Record |
| Deed Sale | Aug 27, 1998 · Amount on Record |
| Prior Sale | Mar 12, 1992 · Amount on Record |
| Deed Document Number | 1998731 |
| Deed Book / Page | 2086 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 686 SUNDER LN, HAMPSTEAD, MD 21074-3133 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107740146 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 10774/146 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Hampstead Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,664.00 (+5.07%) | $343,600 (+5.14%) | $377,200 (+15.42%) Land $121,800 Building $255,400 |
| 2025 | $4,439.00 (+17.15%) | $326,800 (+16.41%) Land $100,900 Building $225,900 | $326,800 (-) Land $100,900 Building $225,900 |
| 2023 | $3,789.00 | $280,733 | $326,800 Land $100,900 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures