686 Summit Lakes Ct, Galt, CA 95632 Property Records

Sacramento County property record for 686 Summit Lakes Ct, Galt, CA 95632 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 1990
Lot Size0.157 acres (6,820 sqft)
OwnerIndividual Name on File
Tax Bill$3,814 (2025)
Flood ZoneZone X (minimal risk)
APN150-0480-041-0000

Property Details

APN / Parcel Number

Primary APN150-0480-041-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,634 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,820 sqft (0.157 acres)
Garage Area517 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address686 SUMMIT LAKES CT
CityGALT
StateCA
Zip95632-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 01A, LOT 190
Legal SubdivisionRIVER OAKS 01A
Legal Lot Number190
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1008
Census Tract9410

Owner

Source: Sacramento County records · APN 150-0480-041-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address686 SUMMIT LAKES CT, GALT, CA 95632-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2021
Deed SaleApr 22, 2021
Prior SaleApr 23, 2015 · Amount on Record
Deed Book / Page20210422 / 1006
Prior Transfer DateApr 05, 2021
Prior Transfer Doc2021001006
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$334,655 (+2%) Land $104,194 Building $230,461
2025$3,814.00 (+4.38%)$328,094 (+4.04%) Land $102,151 Building $225,943
2024$3,654.00 (+1.7%)
2023$3,593.00 (+4.08%) Homeowner's exemption$315,356 Land $98,186 Building $217,170
2022$3,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of California
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 482 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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