686 Stoddard Rd, Richmond, MI 48062 Property Records

Macomb County property record for 686 Stoddard Rd, Richmond, MI 48062

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,620 sqft · built 2021
Lot Size	12.2 acres (533,566 sqft)
Owner	Individual Name on File
Tax Bill	$5,233 (2025)
Deeds & Mortgages	May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`22-03-12-200-033`

Property Details

APN / Parcel Number

Primary APN	`22-03-12-200-033`

Interior

Full Baths	1 Bath
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	533,566 sqft (12.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 STODDARD RD
City	RICHMOND
State	MI
Zip	48062-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SPLIT/COMBINED ON 12/17/2020 FROM 22-03-12-200-029, 22-03-12-200-028; T5N, R14E, SEC 12; COMM AT E ? POST SEC 12; TH
Legal Range	14E
Legal Township	05N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1001
Census Tract	210000

Owner

686 Stoddard Rd is owned and occupied by an individual.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	686 STODDARD RD, RICHMOND, MI 48062-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	686 STODDARD RD, RICHMOND, MI 48062-3106
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23828 LEXINGTON AVE, EAST DETROIT, MI 48021-1972

Mortgage

Document Number	2102171410
Date	May 3, 2021
Book Page	27660/755
Instrument	202102171410

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 686 Stoddard Rd was $5,233 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Richmond Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,800	$449,600
2025	$5,233.00
2023		$193,300	$386,600
2022	$4,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Stoddard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Stoddard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3