686 Stewart Rd, Covington, GA 30016 Property Records

Newton County property record for 686 Stewart Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1977
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jul 2022)
Tax Bill	$992 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`00480-00000-009-A00`

Property Details

APN / Parcel Number

Primary APN	`00480-00000-009-A00`
Alternative APNs	`0048 009A` `21967`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Utility Area	66 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Carport
Carport	Carport
Carport Area	198 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21967
Old Parcel Number	0048 009A
Street Address	686 STEWART RD
City	COVINGTON
State	GA
Zip	30016-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.69AC TR G JOHNSON EST
Legal Subdivision	R3 MISC LAND - AREA 7
Legal Tract	G
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3039
Census Tract	100801

Owner

686 Stewart Rd is owned by two individuals who bought it in July 2022.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1272 LAKEVIEW DR NW, CONYERS, GA 30012-4485
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage KNIGHT JOHN III
Dec 28, 2018	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	0004415170
Deed Book / Page	3786 / 611
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	2018-004925
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	686 STEWART RD, COVINGTON, GA 30016-8220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 STEWART RD, COVINGTON, GA 30016-8220

Mortgage

Document Number	0044150000000171
Date	Jul 22, 2022
Book Page	0000004415/0000000171
Instrument	012800

Lender

Name	KNIGHT JOHN III

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

December 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 28, 2018
Property Address	686 STEWART RD, COVINGTON, GA 30016-8220
Document Number	0037860611
Book / Page	003786 / 000611
Instrument Date	Dec 4, 2018
Instrument	15615
Transaction Type	Foreclosure
Record Updated	Jan 25, 2019

Transaction

Amount	Amount on Record
Tax	$36.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 W LAKE DR OXFORD GA 300543624, OXFORD, GA 30054-3624

Tax Assessment & Valuation

The 2025 property tax bill for 686 Stewart Rd was $992.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00	$39,880 Land $16,240 Building $23,640	$99,700 Land $40,600 Building $59,100
2023		$18,316 Land $7,923 Building $10,393	$45,790 Land $19,808 Building $25,982
2022	$555.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 686 Stewart Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Stewart Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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