Monmouth County and Aberdeen Township property record for 686 Shore Concourse, Keyport, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,228 sqft · built 1955 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,250 (Aug 2005) |
| Tax Bill | $8,001 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00296-0000-00004 |
| Primary APN | 01-00296-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 686 SHORE CONCOURSE |
|---|---|
| City | KEYPORT |
| State | NJ |
| Zip | 07735-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | CLIFFWOOD BEACH PARK |
| Legal Block | 296 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 802500 |
686 Shore Concourse is owned and occupied by two individuals who bought it in August 2005.
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 SHORE CONCOURSE, KEYPORT, NJ 07735-5146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2005 · Amount on File |
| Deed Sale | Aug 16, 2005 · Amount on File |
| Deed Book / Page | 8486 / 2342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 686 SHORE CONCOURSE, KEYPORT, NJ 07735-5146 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095359818 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 9535/9818 |
| Instrument | 2021124574 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 686 SHORE CONCOURSE, KEYPORT, NJ 07735-5146 |
| Document Number | 0000142766 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 SHORE CONCOURSE KEYPORT NJ 077355146, KEYPORT, NJ 07735-5146 |
| Document Number | 0000142766 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 009461/001753 |
| Instrument | 142766 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2050 |
The 2025 property tax bill for 686 Shore Concourse was $8,001, up 9.7% from the year before.
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,700 (+8.76%) Land $315,800 Building $123,900 | $439,700 (+8.76%) Land $315,800 Building $123,900 | |
| 2025 | $8,001.00 (+9.74%) | $404,300 Land $281,500 Building $122,800 | $404,300 Land $281,500 Building $122,800 |
| 2024 | $7,291.00 | ||
| 2023 | $310,000 Land $192,300 Building $117,700 | $310,000 Land $192,300 Building $117,700 | |
| 2022 | $6,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Shore Concourse in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 Shore Concourse has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH serves 6,775 people · EPA ID NJ1330002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
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