Orange County property record for 686 Senate St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,176 sqft · built 1955 |
| Lot Size | 0.142 acres (6,180 sqft) |
| Owner | Company Name on File |
| Last Sale | $530,000 (Jul 2014) |
| Tax Bill | $9,122 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-171-30 |
| Primary APN | 422-171-30 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,180 sqft (0.142 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 686 SENATE ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 2387 BLK LOT 28 |
| Legal Subdivision | TRACT 2387 IN THE CITY OF COSTA MESA |
| Legal Tract | 2387 |
| Legal Lot Number | 28 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 63808 |
686 Senate St is owned by a company that bought it in July 2014.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9850 LA ROSA DR, TEMPLE CITY, CA 91780-3971 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| May 19, 2021 | Intrafamily Transfer, Transfer |
| Jan 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on File |
| Deed Sale | Jul 18, 2014 · Amount on File |
| Deed Document Number | 2014287414 |
| Prior Transfer Date | Jul 19, 1997 |
| Prior Transfer Doc | 0000377400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 686 SENATE ST, COSTA MESA, CA 92627-2509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9850 LA ROSA DR, TEMPLE CITY, CA 91780-3920 |
| Document Number | 0000019583 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024000019583 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 19, 2021 |
| Property Address | 686 SENATE ST, COSTA MESA, CA 92627-2509 |
| Document Number | 0000330813 |
| Map Reference | MB 70 PG 33 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021000330813 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9850 LA ROSA DR, TEMPLE CITY, CA 91780-3920 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 5, 2018 |
| Property Address | 686 SENATE ST, COSTA MESA, CA 92627-2509 |
| Document Number | 0000005959 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 5959 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 9850 LA ROSA DR TEMPLE CITY CA 917803920, TEMPLE CITY, CA 91780-3920 |
The 2025 property tax bill for 686 Senate St was $9,122, up 2.3% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $782,052 (+2%) Land $724,529 Building $57,523 | |
| 2025 | $9,122.00 (+2.25%) | $766,718 Land $710,322 Building $56,396 |
| 2024 | $8,921.00 (+3.2%) | |
| 2023 | $8,644.00 (+3.02%) | $736,947 Land $682,740 Building $54,207 |
| 2022 | $8,391.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 686 Senate St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 686 Senate St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile, Verizon.
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