Butler County property record for 686 Schwartz Dr, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1968 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,160 (Jul 2014) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P6411-050-000-107 |
| Primary APN | P6411-050-000-107 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 148 ft deep x 69 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 686 SCHWARTZ DR |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25439 ENT |
| Legal Subdivision | HAMILTON 1ST WARD |
| Legal Lot Number | 25439 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 1001 |
686 Schwartz Dr is owned by two individuals who acquired it in November 2020.
Source: Butler County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1123 PARK VIEW DR, COVINA, CA 91724-3765 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORPORATION |
| Dec 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TELHIO CU INC |
| Jun 29, 2017 | Quit Claim Deed, Transfer · Conventional with PMI TELHIO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on File |
| Deed Sale | Jul 24, 2014 · Amount on File |
| Deed Document Number | 201428312 |
| Deed Book / Page | 8714 / 1377 |
| Last Transfer Date | Nov 18, 2020 |
| Transfer Doc | 0000060859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 29, 2026 |
| Property Address | 686 SCHWARTZ DR, HAMILTON, OH 45013-1745 |
| Document Number | 0000023412 |
| Book / Page | 10375 / 160 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202623412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 686 SCHWARTZ DR, HAMILTON, OH 45013-1745 |
| Document Number | 0000023412, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 10375/160 |
| Instrument | 202623412 |
| Name | POLARIS HOME FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Dec 22, 2020 |
| Property Address | 686 SCHWARTZ DR, HAMILTON, OH 45013-1745 |
| Document Number | 0000060859 |
| Book / Page | 9563 / 1166 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2020-00060859 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | LANDSEL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1123 PARK VIEW DR, COVINA, CA 91724-3765 |
| Document Number | 0095631168 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 9563/1168 |
| Name | TELHIO CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 29, 2017 |
| Property Address | 686 SCHWARTZ DR, HAMILTON, OH 45013-1745 |
| Document Number | 0000025458 |
| Book / Page | 009050 / 001223 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 25458 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 686 SCHWARTZ DR HAMILTON OH 450131745, HAMILTON, OH 45013-1745 |
| Document Number | 25459 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 009050/001225 |
| Instrument | 25459 |
| Name | TELHIO CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
The 2025 property tax bill for 686 Schwartz Dr was $2,357.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Hamilton City |
| Unified School District | Hamilton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 | $55,450 Land $10,300 Building $45,150 | $158,410 Land $29,420 Building $128,990 |
| 2023 | $2,329.00 (+17.92%) | $55,450 (+39.22%) Land $10,300 Building $45,150 | $158,420 Land $29,420 Building $129,000 |
| 2022 | $1,975.00 | $39,830 Land $10,300 Building $29,530 | |
| 2020 | $113,780 Land $29,420 Building $84,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 Schwartz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 686 Schwartz Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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