686 S Harper Cir, Washington, UT 84780 Property Records

Washington County property record for 686 S Harper Cir, Washington, UT 84780

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,790 sqft · built 2014
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,627 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-HOB-5-9`

Property Details

APN / Parcel Number

Primary APN	`W-HOB-5-9`
Alternative APN	`0922738`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
Gross Area	4,583 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Roof Material	Tile
Lot Area	13,939 sqft (0.319 acres)
Garage Area	793 sqft
Porch	Porch
Porch Area	448 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0922738
Street Address	686 S HARPER CIR
City	WASHINGTON
State	UT
Zip	84780-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HOBBLE CREEK 5 (W) LOT: 9
Legal Subdivision	HOBBLE CREEK PH 5
Legal Lot Number	9
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3038
Census Tract	271101

Owner

Source: Washington County records, as of November 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 S HARPER CIR, WASHINGTON, UT 84780-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Mar 6, 2020	Deed of Trust, Mortgage FIRST COLONY MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020
Deed Sale	Mar 6, 2020
Prior Sale	Aug 7, 2014
Deed Document Number	20200011562
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	686 S HARPER CIR, WASHINGTON, UT 84780-2957
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039917
Date	Aug 19, 2022
Instrument	20220039917

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	686 S HARPER CIR, WASHINGTON, UT 84780-2957
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	INFINITE TITLE, INFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043332
Date	Jun 23, 2021
Instrument	20210043332

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	686 S HARPER CIR, WASHINGTON, UT 84780-2957
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 S HARPER CIR WASHINGTON UT 847802957, WASHINGTON, UT 84780-2957

Mortgage

Document Number	11563
Date	Mar 6, 2020
Instrument	11563

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	Washington City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,627.00	$394,405	$717,100 Land $137,500 Building $579,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CITY serves 45,865 people · EPA ID UTAH27021
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on S Harper Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures