686 S Cholla St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 686 S Cholla St, Gilbert, AZ 85233 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage1,648 sqft Living Area
Lot Size6,830 sqft (0.157 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$143,000 (2012)
Tax Bill$2,144.00 (2025)

Property Details

APN / Parcel Number

Primary APN302-32-665
Alternative APN
  • 302326656

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,648 sqft Living Area
Gross Area1,798 sqft Gross Area
1st Floor1,648 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area6,830 sqft (0.157 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft Pool
Patio Area150 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address686 S CHOLLA ST
CityGILBERT
StateAZ
Zip85233-7319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A-E MCR 347-14
Legal Range5E
Legal Township1S
Legal Section13
Legal SubdivisionPARCEL 3 OF LAGO ESTANCIA LOT 31-90 TR A
Legal Lot Number32
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1004
Census Tract422403

Owner

Source: Maricopa County records · APN 302-32-665

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address686 S CHOLLA ST, GILBERT, AZ 85233-7319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2012 · Amount on Record
Deed SaleFeb 03, 2012 · Amount on Record
Prior SaleOct 29, 2004 · Amount on Record
Deed Doc Number201293392
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address686 S CHOLLA ST, GILBERT, AZ 85233-7319
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 S CHOLLA ST, GILBERT, AZ 85233-7319

Mortgage

Document Number0000164912
DateMar 23, 2026
Instrument20260164912
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address686 S CHOLLA ST, GILBERT, AZ 85233-7319
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 W OAK AVE, DUNCAN, OK 73533-2638

Mortgage

Document Number0000222649
DateFeb 26, 2021
Instrument20210222649
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$49,030 (+76.68%)$490,300 (+9.39%) Land $98,000 Building $392,300
2025$2,144.00 (-12.7%)$27,750 (-41.98%)$448,200 (-6.29%) Land $89,600 Building $358,600
2024$47,830$478,300 Land $95,600 Building $382,700
2023$2,456.00

Flood & Wildfire

686 S Cholla St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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