686 Rock Point Rd, Mount Joy, PA 17552 Property Records

Lancaster County property record for 686 Rock Point Rd, Mount Joy, PA 17552

Property Summary

Property Type	Farm - Dairy
Details	5 bd · 2.5 ba · 8,122 sqft · built 1900
Lot Size	117 acres (5,122,220 sqft)
Owner	2 Individual Names on File
Last Sale	$247,275 (Sep 2016)
Tax Bill	$43,810 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-16191-0-0000`

Property Details

APN / Parcel Number

Primary APN	`150-16191-0-0000`
Alternative APN	`15011E 3 5`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	8,122 sqft Gross Area
1st Floor Area	2,952 sqft
Upper Floors Area	2,506 sqft
Basement Area	1,134 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	5,122,220 sqft
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	740 sqft
Shed	1 Shed
Shed Area	2,736 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	686 ROCK POINT RD
City	MOUNT JOY
State	PA
Zip	17552-9732
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Dairy
Local Zoning Code	A
Legal Description	686 ROCK POINT RD
Legal Subdivision	DENVER HEIGHTS PH 01
Legal Lot Number	5
Jurisdiction	LANCASTER PA
Township / Civil Division	EAST DONEGAL
Census Block Group	1
Census Block	1038
Census Tract	11102

Owner

686 Rock Point Rd, an agricultural property, is owned and occupied by two individuals who bought it in September 2016.

Source: Lancaster County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit EDC FINANCIAL CORPORATION
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20166285794
Prior Transfer Date	Aug 31, 2016
Prior Transfer Doc	0006285864
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Aug 31, 2026
Property Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732
Document Number	0000036065
Instrument Date	Aug 28, 2026
Instrument	202636065
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732

Mortgage

Document Number	0000036065,
Date	Aug 31, 2026
Instrument	202636065

Lender

Name	EDC FINANCIAL CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006528494
Date	Jun 23, 2020
Instrument	6528494

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 ROCK POINT RD, MOUNT JOY, PA 17552-9732

Mortgage

Document Number	0006637886
Date	Oct 13, 2021
Instrument	6637886

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 686 Rock Point Rd was $43,810 with a homeowner's exemption, up 0.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	East Donegal Township
Unified School District	Donegal School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,711,700 Land $1,354,400 Building $357,300	$1,711,700 Land $1,354,400 Building $357,300
2025	$43,810.00 (+0.76%)
2024	$43,479.00	$1,711,700 Land $1,354,400 Building $357,300
2018			$1,711,700 Land $1,354,400 Building $357,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Rock Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Rock Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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