Monmouth County and Fair Haven Borough property record for 686 River Rd, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,335 sqft · built 1903 |
| Lot Size | 0.453 acres (19,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,627 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00029-0000-00003 |
| Primary APN | 14-00029-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 940 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,720 sqft (0.453 acres) |
| Lot Dimensions | 232 ft deep x 85 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 686 RIVER RD |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 803700 |
686 River Rd is owned and occupied by an individual who acquired it in April 2024.
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 RIVER RD, FAIR HAVEN, NJ 07704-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0096872089 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 686 River Rd was $14,627, up 6.3% from the year before.
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,200 (+10.65%) Land $711,400 Building $422,800 | $1,134,200 (+10.65%) Land $711,400 Building $422,800 | |
| 2025 | $14,627.00 (+6.34%) | $1,025,000 Land $606,100 Building $418,900 | $1,025,000 Land $606,100 Building $418,900 |
| 2024 | $13,755.00 | ||
| 2023 | $864,800 Land $453,100 Building $411,700 | $864,800 Land $453,100 Building $411,700 | |
| 2022 | $13,302.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 686 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures