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686 Ridgecliff Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 686 Ridgecliff Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,264 sqft · built 1994
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Sep 2019)
Tax Bill$2,420 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (minimal risk)
APN16-07-35-0-003-025-000

Property Details

APN / Parcel Number

Primary APN16-07-35-0-003-025-000
Alternative APNs
  • 095648
  • 26709
  • 95648

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,264 sqft Living Area
1st Floor Area1,799 sqft
2nd Floor Area1,465 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions201 ft deep x 100 ft wide
View / LotWaterfront
Patio Area1,140 sqft
Bath House1,140 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number95648
Street Address686 RIDGECLIFF DR
CityFLORENCE
StateAL
Zip35634-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100 X 201.8 IRR PIERREFONT EST SUB LOT 61 .45 AC/C SEC 35 T2S R10W PB 3 PG 78
Legal Range10W
Legal Township02S
Legal Section35
Legal SubdivisionPIERREFONT EST SUB
Legal Lot Number61
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1009
Census Tract11503

Owner

686 Ridgecliff Dr is owned by a company that bought it in September 2019 and is owner-occupied.

Source: Lauderdale County records, as of November 25, 2025

Owner of RecordCompany Name on File
Mailing Address686 RIDGECLIFF DR, FLORENCE, AL 35634-2323
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2019 · Amount on File
Deed SaleSep 11, 2019 · Amount on File
Deed Book / Page2019 / 38766
Prior Transfer DateApr 2, 2019
Prior Transfer Doc2019/38766
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateSep 11, 2019
Property Address686 RIDGECLIFF DR, FLORENCE, AL 35634-2323
Document Number2019/38766
Book / Page2019 / 38766
Instrument DateApr 2, 2019
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address686 RIDGECLIFF DR, FLORENCE, AL 35634-2323

Tax Assessment & Valuation

The 2025 property tax bill for 686 Ridgecliff Dr was $2,420 with exemptions applied, up 6.9% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,420.00 (+6.94%) Homeowner's exemption Senior Citizen's exemption$84,280 (+6.98%)$881,720 (+11.96%) Land $287,300 Building $594,420
2024$2,263.00 Homeowner's exemption Senior Citizen's exemption$78,780 (+212.62%) Land $25,200 Building $53,580$787,560 (-) Land $252,000 Building $535,560
2023$2,263.00 (-51.2%) Homeowner's exemption Senior Citizen's exemption$25,200 (-80.78%) Land $25,200$787,560 (+20.16%) Land $252,000 Building $535,560
2022$4,637.00$131,080$655,400 Land $224,100 Building $431,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Ridgecliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Ridgecliff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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