686 Ridge Gate Dr, Brownsburg, IN 46112 Property Records

Hendricks County property record for 686 Ridge Gate Dr, Brownsburg, IN 46112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,342 sqft · built 2019
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual Name on File
Last Sale	$505,400 (Oct 2022)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-103611-401003`

Property Details

APN / Parcel Number

Primary APN	`014-103611-401003`
Alternative APNs	`32-07-03-401-003.000-016` `1410361E401003` `00032637553`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	170 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00032637553
Street Address	686 RIDGE GATE DR
City	BROWNSBURG
State	IN
Zip	46112-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE SEC 14 LOT 325 0.398AC
Legal Subdivision	NORTHRIDGE SEC 14
Legal Lot Number	325
Jurisdiction	HENDRICKS IN
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3002
Census Tract	210201

Owner

686 Ridge Gate Dr is owned and occupied by an individual who bought it in October 2022.

Source: Hendricks County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	686 RIDGE GATE DR, BROWNSBURG, IN 46112-7800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage VICTORY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Mar 4, 2019 · Amount on File
Deed Document Number	202224608
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	Oct 19, 2022
Property Address	686 RIDGE GATE DR, BROWNSBURG, IN 46112-7800
Document Number	0202224608
Map Reference	PC 8 SL 43 PG 2A 2B
Instrument Date	Oct 14, 2022
Instrument	202224608
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 RIDGE GATE DR, BROWNSBURG, IN 46112-7800

Mortgage

Document Number	0202224609
Date	Oct 19, 2022
Instrument	202224609

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRICKS IN
Recording Date	Mar 4, 2019
Property Address	686 RIDGE GATE DR, BROWNSBURG, IN 46112-7800
Document Number	0201904062
Map Reference	PC8 SL43 PG2A 2C&2D
Instrument Date	Feb 7, 2019
Instrument	201904062
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 100, 100, ERLANGER, KY 41018-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 RIDGE GATE DR, BROWNSBURG, IN 46112-7800

Mortgage

Document Number	0201904063
Date	Mar 4, 2019
Instrument	201904063

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 686 Ridge Gate Dr was $3,747 with a homeowner's exemption, down 5.8% from the year before.

Source: Hendricks County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hendricks County
County Subdivision	Lincoln Township
Municipality	Brownsburg Town
Unified School District	Brownsburg Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00 (-5.83%) Homeowner's exemption	$399,700 Land $64,700 Building $335,000	$399,700 Land $64,700 Building $335,000
2024	$3,979.00 (+14.9%)
2023	$3,463.00 (+1.14%)	$341,300 Land $56,200 Building $285,100	$341,300 Land $56,200 Building $285,100
2022	$3,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Ridge Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 686 Ridge Gate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSBURG WATER WORKS serves 31,250 people · EPA ID IN5232002
Water Source	Purchased surface water from CITIZENS WATER - INDIANAPOLIS
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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