686 Quail Trl, Cabot, AR 72023 Property Records

Lonoke County property record for 686 Quail Trl, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,287 sqft · built 2020
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$5,445 (2024)
Deeds & MortgagesAug 2017 Line of Credit
Nov 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-12023-007

Property Details

APN / Parcel Number

Primary APN001-12023-007
Alternative APN
  • 15285

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,287 sqft Living Area
1st Floor Area3,287 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
DrivewayDriveway
Driveway Area8,266 sqft

Exterior Amenities

PorchOpen Porch
Deck Area64 sqft
FenceFence
Utility Building2,800 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address686 QUAIL TRL
CityCABOT
StateAR
Zip72023-8434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE NW NE
Legal Range10
Legal Township04N
Legal Section10
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2009
Census Tract20201

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address474 RYE DR, CABOT, AR 72023-8247
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2017Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Sep 20, 2021Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BANK
Jul 10, 2020Loan Modification, Mortgage
NOT AVAILABLE
Jul 10, 2018Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2014
Deed SaleOct 2, 2014
Deed Document Number2014-009401
Prior Transfer DateDec 12, 2013
Prior Transfer Doc201314434
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007624
DateAug 4, 2017
Book Page2017/07624
Lender
NameCENTENNIAL BANK
TypeBank
AddressCABOT, AR 72023
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013287
DateNov 17, 2020
Book Page2020/13287
Instrument2020-13287
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term293 Months
DueApr 1, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010580
DateAug 12, 2021
Book Page2021/10580
Instrument2021-10580
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueJan 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 QUAIL TRL, CABOT, AR 72023-8434

Mortgage

Document Number0000012483
DateSep 20, 2021
Book Page2021/12483
Instrument2021-12483
Lender
NameCENTENNIAL BANK
TypeBank
AddressCABOT, AR 72023
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Document Number0000009289
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address686 QUAIL TRL CABOT AR 720238434, CABOT, AR 72023-8434

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address686 QUAIL TRL, CABOT, AR 72023-8434
Document Number0000007012
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address686 QUAIL TRL CABOT AR 720238434, CABOT, AR 72023-8434

Mortgage

Document Number0000007012
DateJul 23, 2018
Instrument7012
Lender
NameCENTENNIAL BK
TypeBank
AddressCABOT, AR 72023
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118,630 (-) Land $10,000 Building $108,630
2024$5,445.00
2023$5,445.00$118,630 Land $10,000 Building $108,630$593,150 Land $50,000 Building $543,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 57% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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