686 Port Dr, San Mateo, CA 94404 Property Records

San Mateo County property record for 686 Port Dr, San Mateo, CA 94404

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,130 sqft · built 1966
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on Record
Last Sale$1,980,000 (Jun 2018)
Tax Bill$27,625 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN035-490-090

Property Details

APN / Parcel Number

Primary APN035-490-090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area2,630 sqft
1st Floor Area1,060 sqft
2nd Floor Area1,050 sqft
Basement Area500 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Lot Dimensions102 ft deep x 25 ft wide
Garage TypeBasement
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address686 PORT DR
CitySAN MATEO
StateCA
Zip94404-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10003
Legal DescriptionLOT 6 & 1/71 INT IN PARCEL C AREAS 1 TO 6 INCL MARINERS ISLAND UNIT NO 1 RSM 64/28 30
Legal SubdivisionMARINERS ISLAND UNIT NO 1
Legal Lot Number6,1
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3005
Census Tract607900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address686 PORT DR, SAN MATEO, CA 94404-1010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 27, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 6, 2018Grant Deed, Transfer · ARM
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleFeb 19, 2016 · Amount on Record
Deed Document Number201843648
Last Transfer DateDec 9, 2020
Transfer Doc0000066501
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address686 PORT DR, SAN MATEO, CA 94404-1010
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 PORT DR, SAN MATEO, CA 94404-1010

Mortgage

Document Number0000141009
DateOct 4, 2021
Instrument2021-141009
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateApr 27, 2021
Property Address686 PORT DR, SAN MATEO, CA 94404-1010
Document Number0000066502
Map ReferenceMB 64 PG 28-30
Instrument DateDec 9, 2020
Instrument2021-066502
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 PORT DR, SAN MATEO, CA 94404-1010

Mortgage

Document Number0000066503
DateApr 27, 2021
Instrument2021-066503
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateApr 27, 2021
Property Address686 PORT DR, SAN MATEO, CA 94404-1010
Document Number0000066501
Map ReferenceMB 64 PG 28-30
Instrument DateDec 9, 2020
Instrument2021-066501
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 PORT DR, SAN MATEO, CA 94404-1010

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 6, 2018
Property Address686 PORT DR, SAN MATEO, CA 94404-1010
Document Number0000043648
Map ReferenceMB64 PG28-30
Instrument DateMay 10, 2018
Instrument2018-043648
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyORANGE COAST TITLE CO OF NOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 MISSIPRI ST, SAN FRANCISCO, CA 94107

Mortgage

Document Number0000043649
DateJun 6, 2018
Instrument2018-043649
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,297,952 (+2%) Land $1,856,934 Building $441,018
2025$27,625.00 (+4.28%) Homeowner's exemption$2,252,895 (+4.04%) Land $1,820,524 Building $432,371
2023$26,490.00 (-0.55%)$2,165,415 Land $1,749,832 Building $415,583$1,819,620
2022$26,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESTERO MUNICIPAL IMPROVEMENT DISTRICT
serves 36,556 people · EPA ID CA4110021
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Astound Broadband, GeoLinks, Sail Internet, T-Mobile, Verizon.

Nearby Properties on Port Dr

Nearby Streets

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