686 Pinehaven Rd, Fincastle, VA 24090 Property Records

Botetourt County property record for 686 Pinehaven Rd, Fincastle, VA 24090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,774 sqft · built 2004
Lot Size	2.25 acres (98,271 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2026)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62(5)2`

Property Details

APN / Parcel Number

Primary APN	`62(5)2`
Alternative APN	`29970`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,774 sqft Finished Area
Basement Area	1,774 sqft
Finished Basement	887 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,271 sqft (2.25 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	29970
Street Address	686 PINEHAVEN RD
City	FINCASTLE
State	VA
Zip	24090-3280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WHEATLAND NEW LOT 2
Legal Subdivision	LEON B CALDWELL PROP
Legal Lot Number	2
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	3
Census Block	3010
Census Tract	40200

Owner

686 Pinehaven Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	686 PINEHAVEN RD, FINCASTLE, VA 24090-3280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	May 8, 2014 · Amount on File
Deed Document Number	20262656
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOTETOURT VA
Recording Date	Jul 31, 2026
Property Address	686 PINEHAVEN RD, FINCASTLE, VA 24090-3280
Document Number	0000002656
Instrument Date	Jul 21, 2026
Instrument	20262656
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TOP PRIORITY TITLE, PRIORITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 PINEHAVEN RD, FINCASTLE, VA 24090-3280

Mortgage

Document Number	0000002657,
Date	Jul 31, 2026
Instrument	20262657

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000002658,
Date	Jul 31, 2026
Instrument	20262658

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	686 PINEHAVEN RD, FINCASTLE, VA 24090-3280
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001445
Date	Mar 15, 2021
Instrument	210001445

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	290 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	686 PINEHAVEN RD, FINCASTLE, VA 24090-3280
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005294
Date	Oct 6, 2021
Instrument	210005294

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	284 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 686 Pinehaven Rd was $3,081.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,200 (-) Land $43,800 Building $396,400	$440,200 (-) Land $43,800 Building $396,400
2025	$3,081.00	$440,200 Land $43,800 Building $396,400	$440,200 Land $43,800 Building $396,400
2024	$3,081.00
2023		$260,000 (-) Land $37,500 Building $222,500	$260,000 (-) Land $37,500 Building $222,500
2022	$2,054.00	$260,000 Land $37,500 Building $222,500	$260,000 Land $37,500 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 Pinehaven Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1985–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Pinehaven Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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