686 Pine Needles Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 686 Pine Needles Dr, Dayton, OH 45458

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,162 sqft · built 1984
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$202,900 (Jun 2025)
Tax Bill	$4,055 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 50621 0053`

Property Details

APN / Parcel Number

Primary APN	`O67 50621 0053`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	1,307 sqft
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	686 PINE NEEDLES DR
City	DAYTON
State	OH
Zip	45458-3386
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 24 UNIT 119 PINEHURST CONDO SEC. 22 & GARAGE
Legal Subdivision	PINEHURST CONDO SEC. 2
Legal Lot Number	53
Legal Unit	119
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	40403

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	686 PINE NEEDLES DR # 119, 119, DAYTON, OH 45458-3386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Survivorship Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Nov 1, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Mar 8, 2017	Grant Deed, Transfer HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Jun 9, 2025
Deed Document Number	2025-00030097
Record Updated	Jun 8, 2026

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 14, 2021
Property Address	686 PINE NEEDLES DR, DAYTON, OH 45458-3386
Document Number	0000078574
Map Reference	MB 122 PG 2
Instrument Date	Sep 30, 2021
Instrument	2021-00078574
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	686 PINE NEEDLES DR # 119, 119, DAYTON, OH 45458-3386

Mortgage

Document Number	0000078575
Date	Oct 14, 2021
Instrument	2021-00078575

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 1, 2017
Property Address	686 PINE NEEDLES DR, DAYTON, OH 45458-3386
Document Number	0000065591
Instrument Date	Oct 23, 2017
Instrument	65591
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	M AND M TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 PINE NEEDLES DR #119 DAYTON OH 454583386, 119, DAYTON, OH 45458-3386

Mortgage

Document Number	65592
Date	Nov 1, 2017
Instrument	65592

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2017
Property Address	686 PINE NEEDLES DR, DAYTON, OH 45458-3386
Document Number	0000013984
Instrument Date	Feb 23, 2017
Instrument	13984
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 DIAMOND DR DAYTON OH 454584946, DAYTON, OH 45458-4946

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,430 (-) Land $10,780 Building $49,650
2024	$4,055.00 (+8.63%)
2023	$3,733.00 (+21.6%)	$60,430 (+53.84%) Land $10,780 Building $49,650	$172,670 (+53.87%) Land $30,800 Building $141,870
2022	$3,070.00	$39,280 Land $7,000 Building $32,280
2020			$112,220 Land $20,000 Building $92,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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