Ashe County property record for 686 Peck Peak Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 3,049 sqft · built 2008 |
| Lot Size | 1.51 acres (66,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $23,000 (Oct 2005) |
| Tax Bill | $3,106 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14408-105-016 |
| Primary APN | 14408-105-016 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 3,049 sqft Heated Area |
| Gross Area | 3,836 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Lot Area | 66,037 sqft (1.51 acres) |
| Cooling System | Central |
|---|
| Account Number | 6703 |
|---|---|
| Old Parcel Number | 14408105016 |
| Street Address | 686 PECK PEAK RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.516 A LOT 16 RT 1599 (PRIVATE) |
| Legal Subdivision | PEAKS SUBDIVISION |
| Legal Lot Number | 16 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | PEAK CREEK |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970801 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6141 GARRETT ST, JUPITER, FL 33458-6667 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2005 · Amount on Record |
| Deed Sale | Oct 3, 2005 · Amount on Record |
| Deed Document Number | 20056762 |
| Deed Book / Page | 335 / 2338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 686 PECK PEAK RD, JEFFERSON, NC 28640-9846 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00514/2301 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 514/2301 |
| Instrument | 3504 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,106.00 | $581,700 (-) Land $26,200 Building $555,500 | $581,700 (-) Land $26,200 Building $555,500 |
| 2025 | $3,106.00 (+3.91%) | $581,700 (-) Land $26,200 Building $555,500 | $581,700 (-) Land $26,200 Building $555,500 |
| 2023 | $2,989.00 (+29.39%) | $581,700 (+56.16%) Land $26,200 Building $555,500 | $581,700 (+56.16%) Land $26,200 Building $555,500 |
| 2022 | $2,310.00 | $372,500 Land $25,200 Building $347,300 | $372,500 Land $25,200 Building $347,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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