686 Papermill Rd, Lincoln, CA 95648 Property Records

Placer County property record for 686 Papermill Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,833 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2025)
Tax Bill	$6,970 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`329-150-046-000`

Property Details

APN / Parcel Number

Primary APN	`329-150-046-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,833 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	686 PAPERMILL RD
City	LINCOLN
State	CA
Zip	95648-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 340 TWELVE BRIDGES VILLAGE 2B MOR EE-47
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	340
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3007
Census Tract	23502

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 PAPERMILL RD, LINCOLN, CA 95648-7636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
May 7, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202545030
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2020
Property Address	686 PAPERMILL RD, LINCOLN, CA 95648-7636
Document Number	0000089547
Map Reference	MB EE PG 47
Instrument Date	Aug 18, 2020
Instrument	2020-0089547
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 PAPERMILL RD, LINCOLN, CA 95648-7636

Mortgage

Document Number	0000089548
Date	Aug 21, 2020
Instrument	2020-0089548

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 7, 2020
Property Address	686 PAPERMILL RD, LINCOLN, CA 95648-7636
Document Number	0000042020
Instrument Date	May 5, 2020
Instrument	42020
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$458.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,000 (+15.48%) Land $195,000 Building $480,000
2025	$6,970.00 (-1.09%)	$584,513 (+4.04%) Land $135,304 Building $449,209
2023	$7,047.00 (+1.63%)	$561,816 Land $130,050 Building $431,766
2022	$6,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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