686 Oradell Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 686 Oradell Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,522 sqft · built 1924
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on Record
Last Sale	$443,000 (Feb 2019)
Tax Bill	$16,441 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-00403-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`44-00403-0000-00021`
Alternative APNs	`440040300021` `194300`

Interior

Stories	2 Stories
Building Area	2,522 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	194300
Street Address	686 ORADELL AVE
City	ORADELL
State	NJ
Zip	07649-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	75X150
Legal Subdivision	JOHN N FALKENBURG
Legal Block	403
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2020
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 ORADELL AVE, ORADELL, NJ 07649-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
Jan 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROPONENT FCU
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC
Feb 14, 2019	Deed with Mortgage, Transfer · Conventional Mortgage GET A RATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Prior Sale	Jun 3, 2003 · Amount on Record
Deed Document Number	201910743
Deed Book / Page	3179 / 232
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	686 ORADELL AVE, ORADELL, NJ 07649-2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045520582
Date	Jan 25, 2022
Book Page	4552/582
Instrument	2022010669

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	686 ORADELL AVE, ORADELL, NJ 07649-2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045261117
Date	Jan 7, 2022
Book Page	4526/1117
Instrument	2022003362

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 15, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	686 ORADELL AVE, ORADELL, NJ 07649-2018
Document Number	0038900440
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	686 ORADELL AVE ORADELL NJ 076492018, ORADELL, NJ 07649-2018

Mortgage

Document Number	0038900440
Date	Dec 30, 2020
Book Page	003890/000440

Lender

Name	GET A RATE LLC
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

February 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Feb 14, 2019
Property Address	686 ORADELL AVE, ORADELL, NJ 07649-2018
Document Number	0031790232
Book / Page	003179 / 000232
Instrument Date	Feb 8, 2019
Instrument	10743
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 ORADELL AVE ORADELL NJ 076492018, ORADELL, NJ 07649-2018

Mortgage

Document Number	31790237
Date	Feb 14, 2019
Book Page	003179/000237
Instrument	10743

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,800 (+5.08%) Land $382,500 Building $370,300	$752,800 (+5.08%) Land $382,500 Building $370,300
2025	$16,441.00 (+5.21%)	$716,400 (+41.67%) Land $357,000 Building $359,400	$716,400 (+41.67%) Land $357,000 Building $359,400
2024	$15,627.00 (+20.67%)
2023		$505,700 Land $253,900 Building $251,800	$505,700 Land $253,900 Building $251,800
2022	$12,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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