Seminole County property record for 686 Olean Ct, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,510 sqft · built 1988 |
| Lot Size | 0.482 acres (20,990 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $580,000 (Apr 2021) |
| Tax Bill | $7,176 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-31-5JU-0000-3110 |
| Primary APN | 08-21-31-5JU-0000-3110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,510 sqft Living Area |
| Gross Area | 4,192 sqft |
| 1st Floor Area | 1,755 sqft |
| Upper Floors Area | 1,755 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 20,990 sqft (0.482 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 531 sqft |
| Patio Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 686 OLEAN CT |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 311 TUSCAWILLA UNIT 14B PB 37 PGS 6 TO 10 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 08 |
| Legal Subdivision | TUSCAWILLA UNIT 14B |
| Legal Tract | 5JU |
| Legal Lot Number | 311 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21313 |
Source: Seminole County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Feb 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2013 · Amount on Record |
| Deed Document Number | 202144718 |
| Deed Book / Page | 9894 / 531 |
| Last Transfer Date | Apr 22, 2026 |
| Transfer Doc | 0000041518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0000041518 |
| Book / Page | 11027 / 800 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202641518 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0098940531 |
| Book / Page | 9894 / 531 |
| Map Reference | MB 37 PG 6-10 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021044718 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 686 OLEAN CT, 686, WINTER SPRINGS, FL 32708-5621 |
| Name | Verified Name |
|---|---|
| Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0009894533 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 9894/533 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0094551523 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | APOLLO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 OLEAN CT WINTER SPRINGS FL 327085621, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0094551523 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 009455/001523 |
| Instrument | 110981 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 686 OLEAN CT, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0088741412 |
| Book / Page | 008874 / 001412 |
| Instrument Date | Feb 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 686 OLEAN CT WINTER SPRINGS FL 327085621, WINTER SPRINGS, FL 32708-5621 |
| Document Number | 0088741412 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 008874/001412 |
| Instrument | 24337 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,176.00 (+10.54%) Homeowner's exemption | $473,598 (+5.99%) | $756,249 (+15.26%) Land $150,000 Building $606,249 |
| 2023 | $6,492.00 (+2.71%) Homeowner's exemption | $446,846 (+3%) | $656,134 (+8.06%) Land $140,000 Building $516,134 |
| 2022 | $6,321.00 Homeowner's exemption | $433,831 | $607,182 Land $120,000 Building $487,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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