686 Ocaso St, Imperial, CA 92251 Property Records

Imperial County property record for 686 Ocaso St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,003 sqft)
Owner	Individual Name on File
Last Sale	$534,000 (Aug 2025)
Tax Bill	$228 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-283-016-000`

Property Details

APN / Parcel Number

Primary APN	`064-283-016-000`

Exterior

Lot Area	6,003 sqft (0.138 acres)

Location & Zoning

Street Address	686 OCASO ST
City	IMPERIAL
State	CA
Zip	92251-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 471 MONTERREY PARK SUB NO.2 UN.3C
Legal Subdivision	MONTERREY PARK SUB NO.2 UN.3C
Legal Lot Number	471
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5009
Census Tract	11002

Owner

686 Ocaso St is owned by an individual who bought it in August 2025.

Source: Imperial County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	615 SKY VIEW CT E, IMPERIAL, CA 92251-9009
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 18, 2025	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Deed Document Number	202512913
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Apr 22, 2026
Property Address	686 OCASO ST, IMPERIAL, CA 92251-8018
Document Number	0000006020
Instrument Date	Apr 17, 2026
Instrument	20266020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 OCASO ST, IMPERIAL, CA 92251-8018

Mortgage

Document Number	0000006020,
Date	Apr 22, 2026
Instrument	20266020

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 18, 2025
Property Address	IMPERIAL, CA 92251
Document Number	0000012913
Map Reference	MB 28 PG 70-72
Instrument Date	Aug 13, 2025
Instrument	2025012913
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE HOMEBUILD, FIRST AMER TTL HOMEBUILDER S

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 SKY VIEW CT E, IMPERIAL, CA 92251-9009

Mortgage

Document Number	0000012914
Date	Aug 18, 2025
Instrument	2025012914

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 686 Ocaso St was $228.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,000 (+63,471.43%) Land $95,000 Building $439,000
2025	$228.00	$840 Land $840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Ocaso St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Ocaso St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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