686 Obsidian Dr, San Jose, CA 95133 Property Records

Santa Clara County property record for 686 Obsidian Dr, San Jose, CA 95133

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,941 sqft · built 2016
Lot Size	0.02 acres (907 sqft)
Owner	2 Individual Names on File
Last Sale	$1,027,000 (Dec 2017)
Tax Bill	$16,393 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-89-009`

Property Details

APN / Parcel Number

Primary APN	`254-89-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,941 sqft Living Area
1st Floor Area	93 sqft
2nd Floor Area	121 sqft
Basement Area	871 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	907 sqft (0.02 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	686 OBSIDIAN DR
City	SAN JOSE
State	CA
Zip	95133-1794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Description	TR 10288 UNIT 128
Legal Subdivision	10288 UN 128
Legal Tract	10288
Legal Lot Number	L
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	503709

Owner

686 Obsidian Dr, a condominium, is owned and occupied by two individuals who acquired it in August 2018.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 20, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 28, 2017	Grant Deed, Subdivision Related Transfer · ARM STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Dec 28, 2017 · Amount on File
Deed Document Number	0023837913
Last Transfer Date	Aug 20, 2018
Transfer Doc	0024006074
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794

Mortgage

Document Number	0024593354
Date	Aug 28, 2020
Instrument	24593354

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Document Number	0024118565
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	686 OBSIDIAN DR SAN JOSE CA 951331794, SAN JOSE, CA 95133-1794

Mortgage

Document Number	0024118565
Date	Feb 19, 2019
Instrument	24118565

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 20, 2018
Property Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Document Number	0024006074
Instrument Date	Aug 10, 2018
Instrument	24006074
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	686 OBSIDIAN DR SAN JOSE CA 951331794, SAN JOSE, CA 95133-1794

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 28, 2017
Property Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Document Number	0023837913
Map Reference	DOC23096241
Instrument Date	Nov 2, 2017
Instrument	23837913
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Investor	Possibly a Property Investor

Mortgage

Document Number	0023837914
Date	Dec 28, 2017
Instrument	23837914

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 686 Obsidian Dr was $16,393 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,393.00 Homeowner's exemption	$1,168,280 Land $584,141 Building $584,139
2023	$15,802.00 (+1.99%) Homeowner's exemption	$1,122,916 Land $561,459 Building $561,457
2022	$15,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 686 Obsidian Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 686 Obsidian Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet, Sonic Telecom.

Nearby Properties on Obsidian Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures