686 NW York Dr, Bend, OR 97703 Property Records

Deschutes County property record for 686 NW York Dr, Bend, OR 97703

Property Summary

Property Type	Commercial
Details	6,335 sqft · built 2004
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on File
Last Sale	$2,450,000 (Feb 2022)
Tax Bill	$22,461 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171136-CA-00401`

Property Details

APN / Parcel Number

Primary APN	`171136-CA-00401`
Alternative APN	`243041`

Interior

Building Area	6,335 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	24,394 sqft (0.56 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	243041
Street Address	686 NW YORK DR
City	BEND
State	OR
Zip	97703-9857
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ME
Legal Description	PP2004-34 LOT PARCEL 2
Legal Range	11
Legal Township	17
Legal Section	36
Legal Subdivision	PP2004-34
Legal Block	34
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3049
Census Tract	1302

Owner

686 NW York Dr, a commercial property, is owned by a company that bought it in February 2022.

Source: Deschutes County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	686 NW YORK DR, BEND, OR 97703-9857
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Lease, Transfer · SBA Mortgage NORTHWEST BUSINESS DEVELOPMENT ASSO
Feb 25, 2022	Warranty Deed, Transfer · Line of Credit SUMMIT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Document Number	20228079
Prior Transfer Date	Mar 31, 2014
Prior Transfer Doc	0000009970
Record Updated	Oct 29, 2026

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	DESCHUTES OR
Recording Date	Oct 17, 2022
Property Address	686 NW YORK DR, BEND, OR 97703-9857
Document Number	0000037876
Map Reference	DOC 2004-18768
Instrument Date	Sep 17, 2022
Instrument	2022-37876
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	WESTERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037875
Date	Oct 17, 2022
Instrument	2022-37875

Lender

Name	NORTHWEST BUSINESS DEVELOPMENT ASSO
Type	Non-Lending Institution

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 25, 2022
Property Address	686 NW YORK DR, BEND, OR 97703-9857
Document Number	0000008079
Map Reference	DOC 2004-18768
Instrument Date	Feb 24, 2022
Instrument	2022-08079
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SW COLORADO AVE STE 220, 220, BEND, OR 97702-1635

Mortgage

Document Number	0000008080
Date	Feb 25, 2022
Instrument	2022-08080

Lender

Name	SUMMIT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	129 Months
Due	Nov 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000008082
Date	Feb 25, 2022
Instrument	2022-08082

Lender

Name	SUMMIT BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 686 NW York Dr was $22,461, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,461.00 (+3.94%)	$1,329,360 (+3%)	$2,931,860 (-) Land $844,030 Building $2,087,830
2024	$21,609.00 (+7.87%)	$1,290,650 (+3%)	$2,931,860 (-) Land $844,030 Building $2,087,830
2023	$20,032.00	$1,253,060	$2,931,860 Land $844,030 Building $2,087,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 NW York Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 NW York Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightspeed Networks, Verizon.

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