Hamilton County property record for 686 Nottingham Ct, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,726 sqft · built 1987 |
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,393 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-27-004-003.000-018 |
| Primary APN | 29-09-27-004-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,726 sqft Living Area |
| 1st Floor Area | 1,946 sqft |
| 2nd Floor Area | 1,280 sqft |
| Attic | Attic |
| Attic Area | 500 sqft |
| Basement Area | 1,352 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.869 acres) |
| Garage Type | Attached |
| Garage Area | 984 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709270004003000 |
|---|---|
| Street Address | 686 NOTTINGHAM CT |
| City | CARMEL |
| State | IN |
| Zip | 46032-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .87, SECTION 27, TOWNSHIP 18, RANGE 3, SPRINGMILL STREAMS, SECTION 5, LOT 82 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | SPRINGMILL STREAMS |
| Legal Block | 5 |
| Legal Lot Number | 82 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 111009 |
686 Nottingham Ct is owned and occupied by two individuals who acquired it in September 2015.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 NOTTINGHAM CT, CARMEL, IN 46032-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2015 |
| Transfer Doc | 0000048438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 686 NOTTINGHAM CT, CARMEL, IN 46032-9674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011784 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017011784 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 686 NOTTINGHAM CT, CARMEL, IN 46032-9674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062790 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020062790 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753,600 (+2.63%) Land $237,300 Building $516,300 | $753,600 (+2.63%) Land $237,300 Building $516,300 | |
| 2024 | $8,393.00 (+10.68%) | $734,300 (+9.42%) Land $237,300 Building $497,000 | $734,300 (+9.42%) Land $237,300 Building $497,000 |
| 2023 | $7,583.00 (+3.75%) Homeowner's exemption | $671,100 (+5.02%) Land $154,900 Building $516,200 | $671,100 (+5.02%) Land $154,900 Building $516,200 |
| 2022 | $7,309.00 Homeowner's exemption | $639,000 Land $154,900 Building $484,100 | $639,000 Land $154,900 Building $484,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Nottingham Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Nottingham Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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