686 NE Isabella Ln, Bend, OR 97701 Property Records

Deschutes County property record for 686 NE Isabella Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,250 sqft · built 2015
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Mar 2023)
Tax Bill	$4,901 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171228-CA-00886`

Property Details

APN / Parcel Number

Primary APN	`171228-CA-00886`
Alternative APN	`271518`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	902 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Lot Area	4,356 sqft (0.1 acres)
Garage Area	462 sqft

Location & Zoning

Account Number	271518
Street Address	686 NE ISABELLA LN
City	BEND
State	OR
Zip	97701-3983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ORCHARD HILL LOT 13
Legal Range	12
Legal Township	17
Legal Section	28
Legal Subdivision	ORCHARD HILL
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2032
Census Tract	1601

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 NE ISABELLA LN, BEND, OR 97701-3983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Jan 31, 2019	Quit Claim Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20235669
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	0000003202
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 15, 2023
Property Address	686 NE ISABELLA LN, BEND, OR 97701-3983
Document Number	0000005669
Map Reference	DOC 2015-05560
Instrument Date	Mar 8, 2023
Instrument	2023-05669
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	686 NE ISABELLA LN, BEND, OR 97701-3983

Mortgage

Document Number	0000005670
Date	Mar 15, 2023
Instrument	2023-05670

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2019
Property Address	686 NE ISABELLA LN, BEND, OR 97701-3983
Document Number	0000003202
Instrument Date	Jan 29, 2019
Instrument	3202
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 NE ISABELLA LN BEND OR 977013983, BEND, OR 97701-3983

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 28, 2018
Property Address	686 NE ISABELLA LN, BEND, OR 97701-3983
Document Number	0000039491
Map Reference	DOC2015-05560
Instrument Date	Sep 25, 2018
Instrument	2018-39491
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 NE ISABELLA LN, BEND, OR 97701-3983

Mortgage

Document Number	0000039492
Date	Sep 28, 2018
Instrument	2018-39492

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,901.00 (+3.94%)	$290,100 (+3%)	$730,390 (+0.84%) Land $219,500 Building $510,890
2024	$4,715.00 (+7.87%)	$281,660 (+3%)	$724,330 (-2.37%) Land $219,500 Building $504,830
2023	$4,371.00	$273,460	$741,900 Land $214,500 Building $527,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Vero Fiber, Webformix.

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