686 N West St, Lima, OH 45801 Property Records

Allen County property record for 686 N West St, Lima, OH 45801

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,974 sqft · built 1951
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$15,500 (Aug 1999)
Tax Bill	$815 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3010-08-008.000`

Property Details

APN / Parcel Number

Primary APN	`37-3010-08-008.000`
Alternative APN	`M3837301008008000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,194 sqft
Upper Floors Area	780 sqft
Basement Area	390 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Enclosed Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	686 N WEST ST
City	LIMA
State	OH
Zip	45801-4066
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCKIBBEN AND ROBBS ADDITION OL 205 N1/2 S1/2 W1/2 FF 50.00
Legal Subdivision	ROBBS ADDITION
Legal Lot Number	205
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1015
Census Tract	12400

Owner

686 N West St, a duplex, is owned by an individual who acquired it in April 2018.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	686 N WEST ST, 688, LIMA, OH 45801-4066
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Feb 1, 2022	Warranty Deed, Transfer
Jul 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 1999 · Amount on File
Deed Sale	Aug 4, 1999 · Amount on File
Prior Sale	Mar 11, 1997 · Amount on File
Last Transfer Date	Apr 19, 2018
Transfer Doc	7130008032
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	686 N WEST ST, LIMA, OH 45801-4066
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7070008025
Date	Jul 7, 2022
Book Page	2022/8025
Instrument	202207070008025

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 15, 2032

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 1, 2022
Property Address	686 N WEST ST, LIMA, OH 45801-4066
Document Number	2010001193
Book / Page	2022 / 1193
Map Reference	MB 1 PG 73
Instrument Date	Feb 1, 2022
Instrument	202202010001193
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18215 LIVINGSTON AVE, LUTZ, FL 33559-9607

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 13, 2018
Property Address	686 N WEST ST, LIMA, OH 45801-4066
Document Number	0000008032
Instrument Date	Apr 19, 2018
Instrument	8032
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4340 WINTERGREEN DR LIMA OH 458054467, LIMA, OH 45805-4467

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (+0.12%)	$21,350 (-) Land $2,940 Building $18,410	$61,000 (-) Land $8,400 Building $52,600
2024	$814.00 (+10.15%)	$21,350 (+27.08%) Land $2,940 Building $18,410	$61,000 (+27.08%) Land $8,400 Building $52,600
2023	$739.00 (-0.4%)	$16,800 (-) Land $2,310 Building $14,490
2022	$742.00	$16,800 Land $2,310 Building $14,490
2021			$48,000 Land $6,600 Building $41,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 686 N West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 686 N West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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