Placer County property record for 686 N St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,580 sqft · built 2021 |
| Owner | Company Name on Record |
| Last Sale | $552,000 (Feb 2021) |
| Tax Bill | $7,532 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Aug 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-052-053-000 |
| Primary APN | 008-052-053-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,580 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008052007000 |
|---|---|
| Street Address | 686 N ST |
| City | LINCOLN |
| State | CA |
| Zip | 95648-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 30 WESTERN ADDITION 2 & POR 7TH ST C-59 |
| Legal Subdivision | WESTERN ADDITION |
| Legal Block | 30 |
| Legal Lot Number | 1 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21403 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 686 N ST, LINCOLN, CA 95648-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 9, 2021 | Grant Deed, Transfer · Conventional Mortgage R M K FINANCIAL CORP |
| Aug 6, 2020 | Deed of Trust, Construction Loan · Construction Mortgage BELLSTONE LOAN FUNDS LLC |
| Feb 24, 2020 | Deed of Trust, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2020 |
| Deed Document Number | 202118327 |
| Prior Transfer Date | Dec 29, 2020 |
| Prior Transfer Doc | 0000154572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 9, 2021 |
| Property Address | 686 N ST, LINCOLN, CA 95648-2506 |
| Document Number | 0000018327 |
| Map Reference | MB C PG 59 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-0018327 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 686 N ST, LINCOLN, CA 95648-2506 |
| Document Number | 0000018328 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-0018328 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Aug 6, 2020 |
| Property Address | 686 N ST, LINCOLN, CA 95648-2506 |
| Document Number | 0000082072 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 82072 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1200 MELODY LN #110 ROSEVILLE CA 956785189, 110, ROSEVILLE, CA 95678-5189 |
| Document Number | 0000082072 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 82072 |
| Name | BELLSTONE LOAN FUNDS LLC |
|---|---|
| Address | PO BOX 576, CARMICHAEL, CA 95609-0576 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 24, 2020 |
| Property Address | 686 N ST, LINCOLN, CA 95648-2506 |
| Document Number | 0000015931 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 15931 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2020 |
| Title Company | SPL EXPRESS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1200 MELODY LN #110 ROSEVILLE CA 956785189, 110, ROSEVILLE, CA 95678-5189 |
| Document Number | 0000015931 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 15931 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | NEWPORT BEACH, CA 92659 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 23, 2021 |
| Rate | 11.7% |
|---|
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $607,000 (+5.02%) Land $175,400 Building $431,600 | |
| 2025 | $7,532.00 (-4.74%) Homeowner's exemption | $578,000 (-2.99%) Land $167,000 Building $411,000 |
| 2023 | $7,907.00 (+1.06%) Homeowner's exemption | $595,845 Land $172,174 Building $423,671 |
| 2022 | $7,824.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures