686 N Millard Ave, Rialto, CA 92376 Property Records

San Bernardino County property record for 686 N Millard Ave, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1956
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2017)
Tax Bill	$4,741 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0127-481-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0127-481-07-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,276 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	686 N MILLARD AVE
City	RIALTO
State	CA
Zip	92376-4976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4676 LOT 92 WHITTWOOD ESTATES
Legal Subdivision	TRACT 4676
Legal Tract	4676
Legal Block	2
Legal Lot Number	92
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2004
Census Tract	3509

Owner

686 N Millard Ave is owned and occupied by two individuals who bought it in November 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	686 N MILLARD AVE, RIALTO, CA 92376-4976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 7, 2017	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Aug 21, 2003 · Amount on File
Deed Document Number	2017470113
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	686 N MILLARD AVE, RIALTO, CA 92376-4976
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 N MILLARD AVE, RIALTO, CA 92376-4976

Mortgage

Document Number	0000280352
Date	Jun 21, 2021
Instrument	2021-0280352

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	686 N MILLARD AVE, RIALTO, CA 92376-4976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 N MILLARD AVE, RIALTO, CA 92376-4976

Mortgage

Document Number	0000013840
Date	Jan 11, 2021
Instrument	2021-0013840

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Dec 1, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 7, 2017
Property Address	686 N MILLARD AVE, RIALTO, CA 92376-4976
Document Number	0000470113
Map Reference	MB59 PG38&39
Instrument Date	Nov 2, 2017
Instrument	2017-0470113
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	686 N MILLARD AVE, RIALTO, CA 92376-4976

Mortgage

Document Number	0000470114
Date	Nov 7, 2017
Instrument	2017-0470114

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 686 N Millard Ave was $4,741.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,980 (+2%) Land $88,495 Building $265,485
2025	$4,741.00	$347,039 Land $86,760 Building $260,279
2023	$4,844.00 (+7.93%)	$333,563 Land $83,391 Building $250,172
2022	$4,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 686 N Millard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 686 N Millard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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