686 N Haven Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 686 N Haven Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,888 sqft · built 1984
Lot Size	0.232 acres (10,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,400 (Apr 2020)
Tax Bill	$927 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1209K-01-006.013`

Property Details

APN / Parcel Number

Primary APN	`1209K-01-006.013`
Alternative APN	`005362`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Adjusted Area
1st Floor Area	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,116 sqft (0.232 acres)
Patio Area	70 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 N HAVEN DR
City	BILOXI
State	MS
Zip	39532-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 NORTH HAVEN SUBD AMENDED
Legal Range	10W
Legal Township	07S
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD AMENDED
Legal Lot Number	117
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3309

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 N HAVEN DR, BILOXI, MS 39532-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE CORP
Apr 9, 2020	Intrafamily Transfer, Transfer STEAM TITLE, TEAM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	20201106DJ2
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	202001104DJ2
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	686 N HAVEN DR, BILOXI, MS 39532-4354
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210020325
Date	Dec 22, 2021
Instrument	20210020325

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Apr 9, 2020
Property Address	686 N HAVEN DR, BILOXI, MS 39532-4354
Document Number	202001106DJ2
Map Reference	PB 7 PG 5
Instrument Date	Apr 8, 2020
Instrument	2020-01106-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEAM TITLE, TEAM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9698 GARDERE DR, 9698, SHREVEPORT, LA 71115-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 N HAVEN DR, BILOXI, MS 39532-4354

Mortgage

Document Number	202001152TJ2
Date	Apr 9, 2020
Instrument	2020-01152-T-J2

Lender

Name	WINTRUST MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON MS
Recording Date	Apr 9, 2020
Property Address	686 N HAVEN DR, BILOXI, MS 39532-4354
Document Number	202001104DJ2
Map Reference	PB 7 PG 5
Instrument Date	Apr 8, 2020
Instrument	2020-01104-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEAM TITLE, TEAM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9698 GARDERE DR, 9698, SHREVEPORT, LA 71115-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9698 GARDERE DR, SHREVEPORT, LA 71115-4602

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00 (+5.22%) Homeowner's exemption Disabled Person's exemption	$10,984 (+2.99%)	$109,844 (+2.99%) Land $26,500 Building $83,344
2024	$881.00 (+1.26%)
2023	$870.00 Homeowner's exemption Disabled Person's exemption	$10,665	$106,653 Land $26,500 Building $80,153
2022	$870.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

Nearby Properties on N Haven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures