Jones County property record for 686 N Cross Rd, Gray, GA 31032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,897 sqft · built 1902 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,421 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | J25A-028 |
| Primary APN | J25A-028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,897 sqft Heated Area |
| 1st Floor Area | 1,606 sqft |
| 2nd Floor Area | 1,291 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 197,762 sqft (4.54 acres) |
| Terrain | Rolling |
| Pool Area | 648 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 966 sqft |
| Deck Area | 140 sqft |
| Canopy | 696 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7597 |
|---|---|
| Old Parcel Number | J25A00028 |
| Street Address | 686 N CROSS RD |
| City | GRAY |
| State | GA |
| Zip | 31032-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 004 |
| Legal Description | NORTH CROSS RD DB 283\79 |
| Legal Lot Number | 24 |
| Jurisdiction | JONES GA |
| Township / Civil Division | ROUND OAK |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 30200 |
686 N Cross Rd is owned and occupied by two individuals.
Source: Jones County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 642, GRAY, GA 31032-0642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 686 N Cross Rd was $2,421 with exemptions applied.
Source: Jones County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,421.00 Homeowner's exemption Senior Citizen's exemption | $85,800 Land $15,850 Building $69,950 | $214,499 Land $39,624 Building $174,875 |
| 2023 | $1,826.00 (-18.48%) Homeowner's exemption | $62,799 (+0.85%) Land $10,566 Building $52,233 | $156,999 (+0.85%) Land $26,416 Building $130,583 |
| 2022 | $2,240.00 Homeowner's exemption | $62,271 Land $10,038 Building $52,233 | $155,678 Land $25,095 Building $130,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 N Cross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 686 N Cross Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-CoGo Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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