686 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 686 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,046 sqft · built 2020
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on Record
Last Sale	$372,990 (May 2020)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Dec 2022 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-682`

Property Details

APN / Parcel Number

Primary APN	`310-08-682`
Alternative APN	`310086820`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	768 sqft
2nd Floor Area	1,278 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,400 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 N BAY DR
City	GILBERT
State	AZ
Zip	85233-0003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFD
Legal Description	MCQUEEN LANDING MCR 1332-34
Legal Range	5E
Legal Township	1S
Legal Section	11
Legal Subdivision	MCQUEEN LANDING
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3003
Census Tract	422309

Owner

Source: Maricopa County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 N BAY DR, GILBERT, AZ 85233-0003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer
Sep 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
May 29, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC
May 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Deed Document Number	2020464370
Last Transfer Date	Nov 14, 2022
Transfer Doc	0000867123
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 1, 2022
Property Address	686 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000867123
Map Reference	MB 1332 PG 34
Instrument Date	Nov 14, 2022
Instrument	20220867123
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 N BAY DR, GILBERT, AZ 85233-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 N BAY DR, GILBERT, AZ 85233-0003

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 8, 2021
Property Address	686 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000968244
Map Reference	MB 1332 PG 34
Instrument Date	Sep 2, 2021
Instrument	20210968244
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 N BAY DR, GILBERT, AZ 85233-0003

Mortgage

Document Number	0000968245
Date	Sep 8, 2021
Instrument	20210968245

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2020
Property Address	686 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000464369
Instrument Date	May 1, 2020
Instrument	464369
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	686 N BAY DR GILBERT AZ 852330003, GILBERT, AZ 85233-0003
Investor	Possibly a Property Investor

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2020
Property Address	686 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000464370
Map Reference	MB 1332 PG 34
Instrument Date	May 1, 2020
Instrument	20200464370
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 N BAY DR, GILBERT, AZ 85233-0003

Mortgage

Document Number	0000464371
Date	May 29, 2020
Instrument	20200464371

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,660 (+89.16%)	$436,600 (+5%) Land $87,300 Building $349,300
2025	$1,735.00 (+3.15%)	$23,081 (-48.95%)	$415,800 (-8.03%) Land $83,100 Building $332,700
2024		$45,210	$452,100 Land $90,400 Building $361,700
2023	$1,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst, WeLink Communications.

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