Utah County property record for 686 N 535 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 988 sqft · built 1977 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Apr 2022) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-061-0018 |
| Primary APN | 40-061-0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 950 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Wood Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054159 |
|---|---|
| Street Address | 686 N 535 EAST ST |
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18, PLAT C, GAYBROOKE TERRACE SUBD. |
| Legal Subdivision | GAYBROOKE TERRACE SUB |
| Legal Lot Number | 18 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10700 |
Source: Utah County records · APN 40-061-0018
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 06, 2021 | Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU |
| Sep 18, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Sep 18, 2019 · Amount on Record |
| Deed Document Number | 202245013 |
| Prior Transfer Date | Sep 13, 2019 |
| Prior Transfer Doc | 0000092508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 11, 2022 |
| Property Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Document Number | 0000045013 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 45013:2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Document Number | 0000045036 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 45036:2022 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | MERIDIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000064521 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 64521:2021 |
| Name | UTAH COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PROVO, UT 84604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Sep 18, 2019 |
| Property Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Document Number | 0000092508 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 092508:2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PROVO LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 N 535 E, AMERICAN FORK, UT 84003-1358 |
| Document Number | 0000092509 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 092509:2019 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,680 (-44.75%) | $437,600 (+0.46%) Land $199,500 Building $238,100 | |
| 2025 | $2,093.00 (+0.05%) | $435,600 (+93.55%) Land $199,500 Building $236,100 | $435,600 (+6.45%) Land $199,500 Building $236,100 |
| 2024 | $2,092.00 (+9.53%) | ||
| 2023 | $1,910.00 (-10.24%) | $225,060 | $409,200 Land $189,900 Building $219,300 |
| 2022 | $2,128.00 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| LICT DSL | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha.
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AMERICAN FORK CITY serves 39,045 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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