686 N 3rd St, San Jose, CA 95112 Property Records

Santa Clara County property record for 686 N 3rd St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	1,704 sqft · built 1928
Lot Size	0.145 acres (6,302 sqft)
Owner	Trust Name on File
Last Sale	$255,500 (Nov 2020)
Tax Bill	$9,757 (2025)
Deeds & Mortgages	Mar 2022 Transfer Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`249-41-064`

Property Details

APN / Parcel Number

Primary APN	`249-41-064`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1936
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,302 sqft (0.145 acres)
Lot Dimensions	137 ft deep x 46 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	686 N 3RD ST
City	SAN JOSE
State	CA
Zip	95112-5119
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM
Legal Subdivision	WHITES ADD
Legal Block	11
Legal Lot Number	110
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	500200

Owner

686 N 3rd St, a residential property, is held in a trust since November 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3362 RAYANNA AVE, SANTA CLARA, CA 95051-2813
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer
Nov 20, 2020	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 20, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Nov 20, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	202024717329
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	0024717329
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 22, 2022
Property Address	686 N 3RD ST, SAN JOSE, CA 95112-5119
Document Number	0025265289
Map Reference	MB A PG 72
Instrument Date	Feb 20, 2022
Instrument	25265289
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3362 RAYANNA AVE, SANTA CLARA, CA 95051-2813

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 20, 2020
Property Address	686 N 3RD ST, SAN JOSE, CA 95112-5119
Document Number	0024717329
Map Reference	MB A PG 72
Instrument Date	Nov 12, 2020
Instrument	24717329
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3362 RAYANNA AVE, SANTA CLARA, CA 95051-2813

Mortgage

Document Number	0024717330
Date	Nov 20, 2020
Instrument	24717330

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 20, 2020
Property Address	686 N 3RD ST, SAN JOSE, CA 95112-5119
Document Number	0024717328
Instrument Date	Nov 12, 2020
Instrument	24717328
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	330 N SPARKS ST BURBANK CA 915061961, BURBANK, CA 91506-1961

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 20, 2020
Property Address	686 N 3RD ST, SAN JOSE, CA 95112-5119
Document Number	0024717327
Instrument Date	Nov 12, 2020
Instrument	24717327
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3362 RAYANNA AVE SANTA CLARA CA 950512813, SANTA CLARA, CA 95051-2813

Tax Assessment & Valuation

The 2025 property tax bill for 686 N 3rd St was $9,757.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,713 (+2%) Land $392,032 Building $228,681
2025	$9,757.00	$608,544 Land $384,346 Building $224,198
2023	$9,063.00 (+1.05%)	$584,915 Land $369,422 Building $215,493
2022	$8,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 686 N 3rd St in Zone D, where flood risk has not been studied, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 686 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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