686 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 686 Mountain Ave, Berkeley Heights, NJ 07922 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,527 sqft · built 1936
Lot Size	0.572 acres (24,916 sqft)
Owner	2 Individual Names on File
Last Sale	$1,227,250 (Jul 2024)
Tax Bill	$13,947 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-03201-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`01-03201-0000-00004-02`
Alternative APNs	`01032010000000040002` `01032010000000042`

Interior

Stories	1 Story
Building Area	2,527 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	24,916 sqft (0.572 acres)
Lot Dimensions	249 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	01032010000000042
Street Address	686 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SKETCH
Legal Block	3201
Legal Lot Number	4.2
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1014
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records · APN 01-03201-0000-00004-02

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Sep 20, 1993 · Amount on Record
Deed Document Number	202438867
Deed Book / Page	6549 / 2775
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	686 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2501
Document Number	0143332431
Book / Page	014333 / 002431
Instrument Date	Sep 06, 2017
Transaction Type	Mortgage
Record Updated	Oct 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 MOUNTAIN AVE BERKELEY HEIGHTS NJ 079222501, BERKELEY HEIGHTS, NJ 07922-2501

Mortgage

Document Number	0143332431
Date	Sep 18, 2017
Book Page	014333/002431
Instrument	646395

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,900 (-) Land $137,600 Building $179,300	$316,900 (-) Land $137,600 Building $179,300
2025	$13,947.00 (+4.78%)	$316,900 (+2.06%) Land $137,600 Building $179,300	$316,900 (+2.06%) Land $137,600 Building $179,300
2024	$13,311.00 (+2.1%)
2023		$310,500 Land $137,600 Building $172,900	$310,500 Land $137,600 Building $172,900
2022	$13,037.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390382011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	50 units insured 40 under condo master policies
Nearby Flood Claims	17 (1978–2025)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jul 2025, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.