Washington County property record for 686 Morris Dr, Cutler, OH 45724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,736 sqft · built 2003 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2015) |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120049908006 |
| Primary APN | 120049908006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 84,071 sqft (1.93 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 686 MORRIS DR |
|---|---|
| City | CUTLER |
| State | OH |
| Zip | 45724-5083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R11 T7 S19 W MID PT SE CO R OF NE 1/4 1.93 AC |
| Legal Range | 11 |
| Legal Township | 07 |
| Legal Section | 19 |
| Jurisdiction | WASHINGTON OH |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21700 |
686 Morris Dr is owned and occupied by an individual who bought it in July 2015.
Source: Washington County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 MORRIS DR, CUTLER, OH 45724-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on File |
| Deed Sale | Jul 10, 2015 · Amount on File |
| Prior Sale | Mar 22, 2001 |
| Deed Document Number | 20154958 |
| Deed Book / Page | 584 / 581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON OH |
| Property Address | 686 MORRIS DR, CUTLER, OH 45724-5083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 686 MORRIS DR, CUTLER, OH 45724-5083 |
| Document Number | 655/5901 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 655/5901 |
| Instrument | 202100005795 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 686 Morris Dr was $3,119, up 23.4% from the year before.
Source: Washington County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Washington County |
| County Subdivision | Fairfield Township |
| Unified School District | Warren Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (+23.43%) Homeowner's exemption | $85,620 (+26.12%) Land $5,990 Building $79,630 | $244,600 Land $17,100 Building $227,500 |
| 2024 | $2,527.00 | $67,890 Land $4,700 Building $63,190 | |
| 2022 | $2,516.00 | $67,890 Land $4,700 Building $63,190 | $193,980 Land $13,430 Building $180,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 Morris Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 Morris Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE HOCKING WATER ASSOCIATION, INC. private · serves 9,892 people · EPA ID OH8400212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smart Way Communications Fixed Wireless | 200 / 25 |
5G and 4G LTE (outdoors only)
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