Jackson County property record for 686 Monte Ln, Jefferson, GA 30549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,985 sqft · built 2000 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,500 (Aug 2018) |
| Tax Bill | $3,402 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067A 102 |
| Primary APN | 067A 102 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,985 sqft Heated Area |
| 1st Floor Area | 1,985 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19598 |
|---|---|
| Street Address | 686 MONTE LN |
| City | JEFFERSON |
| State | GA |
| Zip | 30549-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 102 HOLDERS MILL S/D PHASE 3 |
| Legal Subdivision | HOLDERS MILL III |
| Legal Phase | 3 |
| Legal Lot Number | 102 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10706 |
Source: Jackson County records · APN 067A 102
Assessment roll updated February 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 MONTE LN, JEFFERSON, GA 30549-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Sep 04, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 04, 2018 | Grant Deed, Transfer · Conventional with PMI ACADEMY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Jul 09, 2004 · Amount on Record |
| Deed Document Number | 20183324 |
| Deed Book / Page | 82A / 266 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 686 MONTE LN, JEFFERSON, GA 30549-6922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 686 MONTE LN, JEFFERSON, GA 30549-6922 |
| Document Number | 00094N0000000436 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 000000094N/0000000436 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Sep 04, 2018 |
| Property Address | 686 MONTE LN, JEFFERSON, GA 30549-6922 |
| Document Number | 00082A0280 |
| Book / Page | 00082A / 000280 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $184.85 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 686 MONTE LN JEFFERSON GA 305496922, JEFFERSON, GA 30549-6922 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Sep 04, 2018 |
| Property Address | 686 MONTE LN, JEFFERSON, GA 30549-6922 |
| Document Number | 00082A0266 |
| Book / Page | 00082A / 000266 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 MONTE LN JEFFERSON GA 305496922, JEFFERSON, GA 30549-6922 |
| Investor | Possibly a Property Investor |
| Document Number | 82A0267 |
|---|---|
| Date | Sep 04, 2018 |
| Book Page | 00082A/000267 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Municipality | Jefferson City |
| Unified School District | Jefferson City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,402.00 (-0.41%) Homeowner's exemption | $124,440 (-) Land $24,800 Building $99,640 | $311,100 (-) Land $62,000 Building $249,100 |
| 2024 | $3,416.00 (+24.44%) Homeowner's exemption | $124,440 (+9.43%) Land $24,800 Building $99,640 | $311,100 (+9.43%) Land $62,000 Building $249,100 |
| 2023 | $2,745.00 (-14.43%) Homeowner's exemption | $113,720 (+13.27%) Land $24,800 Building $88,920 | $284,300 (+13.27%) Land $62,000 Building $222,300 |
| 2022 | $3,208.00 Homeowner's exemption | $100,400 Land $24,800 Building $75,600 | $251,000 Land $62,000 Building $189,000 |
Source: FEMA National Flood Hazard Layer as of March 14, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Cable · DSL | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: TruVista Communications, Xfinity.
Based on FCC filings for 150 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON serves 12,690 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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