Ballard County property record for 686 Monroe Dr, Barlow, KY 42024 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,580 sqft · built 2002 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Jul 1998) |
| Tax Bill | $1,691 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A-10A-02 |
| Primary APN | 22A-10A-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 686 MONROE DR |
|---|---|
| City | BARLOW |
| State | KY |
| Zip | 42024-9537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | BARLOW |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 950200 |
Source: Ballard County records · APN 22A-10A-02
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 784 OSCAR RD, BARLOW, KY 42024-9785 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Oct 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 1998 · Amount on Record |
| Deed Sale | Jul 01, 1998 · Amount on Record |
| Deed Document Number | 0000133281 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 686 MONROE DR, BARLOW, KY 42024-9537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 0000093277 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 093/277 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 06, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 686 MONROE DR, BARLOW, KY 42024-9537 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000092375 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 092/375 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 04, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Ballard County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Barlow City |
| Unified School District | Ballard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,691.00 (+36.15%) | $167,000 (-) | $167,000 (-) |
| 2023 | $1,242.00 Additional exemption filed | $167,000 | $167,000 |
Source: FEMA National Flood Hazard Layer, Ballard County (21007C), updated July 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210079502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ballard Rural Telephone Cooperative Corporation | Fiber | 1,000 / 1,000 |
| Zito West Holding | Cable | 1,000 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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