Cass County property record for 686 Middleton Dr NW, Pine River, MN 56474
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 968 sqft · built 1999 |
| Lot Size | 0.145 acres (6,327 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,380 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Mar 2019 Refinance + 1 more |
| APN | 32-449-0130 |
| Primary APN | 32-449-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 968 sqft Base Area |
| 1st Floor Area | 968 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,327 sqft (0.145 acres) |
| Lot Dimensions | 300 ft deep x 156 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Area | 2,520 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 210 sqft |
| Patio Area | 1 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23751 |
|---|---|
| Street Address | 686 MIDDLETON DR NW |
| City | PINE RIVER |
| State | MN |
| Zip | 56474 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 3, BLK 1, CLEARWATER HAVEN |
| Legal Range | 29 |
| Legal Township | 139 |
| Legal Section | 29 |
| Legal Subdivision | CLEARWATER HAVEN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CASS MN |
| Township / Civil Division | PONTO LAKE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 960200 |
686 Middleton Dr NW, a residential property, is owned by an individual who acquired it in September 2013.
Source: Cass County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5891 36TH ST SW, PINE RIVER, MN 56474-4451 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMES MORTGAGE LLC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Jul 29, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2013 |
| Transfer Doc | 0000598092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 686 MIDDLETON DR NW, PINE RIVER, MN 56474 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | A000633780 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | A000633780 |
| Name | HOMES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 686 MIDDLETON DR NW, PINE RIVER, MN 56474 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000648657 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | A000648657 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Apr 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Jul 29, 2022 |
| Property Address | 686 MIDDLETON DR NW, PINE RIVER, MN 56474 |
| Document Number | A000686486 |
| Instrument Date | Jul 19, 2022 |
| Instrument | A000686486 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5891 36TH ST SW, PINE RIVER, MN 56474-4451 |
The 2026 property tax bill for 686 Middleton Dr NW was $4,380, up 8.9% from the year before.
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Ponto Lake Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,380.00 (+8.9%) | ||
| 2025 | $4,022.00 | $797,200 Land $416,400 Building $380,800 | $797,200 Land $416,400 Building $380,800 |
| 2023 | $2,374.00 | ||
| 2022 | $512,700 Land $239,100 Building $273,600 | $512,700 Land $239,100 Building $273,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 686 Middleton Dr NW.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 686 Middleton Dr NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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