686 Mellish Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 686 Mellish Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,102 sqft · built 1991
Lot Size	9.6 acres (418,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2021)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-002-037-00`

Property Details

APN / Parcel Number

Primary APN	`012-002-037-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,102 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	418,176 sqft (9.6 acres)
Garage Area	1,700 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	686 MELLISH DR
City	LAPEER
State	MI
Zip	48446-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 2 T7N R10E THE E 318.08 FT OF THE SW 1/4 OF NW 1/4. 9.6 A.
Legal Range	10E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	686 MELLISH DR, LAPEER, MI 48446-3339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 28, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE FEDERAL CREDIT UNION
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST UNIV FCU
Oct 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Oct 16, 2014 · Amount on Record
Deed Book / Page	3213 / 43
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0029910679
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 18, 2021
Property Address	686 MELLISH DR, LAPEER, MI 48446-3339
Document Number	0032130043
Book / Page	3213 / 43
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 MELLISH DR, 686, LAPEER, MI 48446-3339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 MELLISH DR, LAPEER, MI 48446-3339

Mortgage

Document Number	321347
Date	Jun 18, 2021
Instrument	3213/47

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	686 MELLISH DR, LAPEER, MI 48446-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029970564
Date	Nov 28, 2018
Book Page	2997/564

Lender

Name	MICHIGAN STATE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	686 MELLISH DR, LAPEER, MI 48446-3339
Document Number	0030720486
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 MELLISH DR LAPEER MI 484463339, LAPEER, MI 48446-3339

Mortgage

Document Number	0030720486
Date	Jan 8, 2020
Book Page	003072/000486

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	686 MELLISH DR, LAPEER, MI 48446-3339
Document Number	0030030267
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 MELLISH DR LAPEER MI 484463339, LAPEER, MI 48446-3339

Mortgage

Document Number	0030030267
Date	Jan 4, 2019
Book Page	003003/000267

Lender

Name	MICHIGAN ST UNIV FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2034

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 25, 2018
Property Address	686 MELLISH DR, LAPEER, MI 48446-3339
Document Number	0029910679
Book / Page	002991 / 000679
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	686 MELLISH DR LAPEER MI 484463339, LAPEER, MI 48446-3339

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,800 (+6.56%)	$633,600 (+6.56%)
2025	$5,995.00 (+3.77%) Homeowner's exemption	$297,300 (+7.6%)	$594,600 (+7.6%)
2024	$5,777.00 (+10.4%)
2023		$276,300	$552,600
2022	$5,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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