686 McCumber Dr, Allenhurst, GA 31301 Property Records

Liberty County property record for 686 McCumber Dr, Allenhurst, GA 31301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,767 sqft · built 1996
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$84,500 (Apr 1996)
Tax Bill$3,523 (2025)
Deeds & MortgagesAug 2024 Mortgage
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN050D 018

Property Details

APN / Parcel Number

Primary APN050D 018
Alternative APN
  • 18260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,767 sqft Heated Area
1st Floor Area1,767 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage Area360 sqft
PorchSlab
Porch Area102 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18260
Street Address686 MCCUMBER DR
CityALLENHURST
StateGA
Zip31301-2542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLOT 75 WATERS ESTATES S/D PH 2
Legal SubdivisionWATERS ESTATES
Legal Phase2
Legal Lot Number75
JurisdictionLIBERTY GA
Township / Civil DivisionHINESVILLE
Census Block Group2
Census Block2010
Census Tract10204

Owner

Source: Liberty County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2024Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL
Apr 12, 2022Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE
Dec 16, 2019Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MTG
Mar 20, 2019Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 1996 · Amount on Record
Deed SaleApr 19, 1996 · Amount on Record
Prior SaleJan 19, 1996 · Amount on Record
Deed Book / Page749 / 362
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542

Mortgage

Document Number0023600000000494
DateAug 8, 2024
Book Page0000002360/0000000494
Instrument2024005376
Lender
NameNEW DAY FINANCIAL
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2049

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542

Mortgage

Document Number0022230000000732
DateApr 12, 2022
Book Page0000002223/0000000732
Instrument003289
Lender
NameAMERISAVE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542
Document Number0020660328
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 MCCUMBER DR ALLENHURST GA 313012542, ALLENHURST, GA 31301-2542

Mortgage

Document Number0020660328
DateJan 21, 2020
Book Page002066/000328
Instrument366
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIBERTY GA
Property Address686 MCCUMBER DR, ALLENHURST, GA 31301-2542
Document Number0020250841
Instrument DateMar 20, 2019
Transaction TypeMortgage
Record UpdatedMay 3, 2019
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
Address686 MCCUMBER DR ALLENHURST GA 313012542, ALLENHURST, GA 31301-2542

Mortgage

Document Number0020250841
DateMar 27, 2019
Book Page002025/000841
Instrument1726
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueMar 26, 2044

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyLiberty County
MunicipalityWalthourville City
Unified School DistrictLiberty County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,523.00 (+12.2%)$94,380 (+24.26%) Land $18,000 Building $76,380$235,949 (+24.26%) Land $45,000 Building $190,949
2024$3,140.00 (+56.45%) Homeowner's exemption$75,952 (+8.26%) Land $14,000 Building $61,952$189,881 (+8.26%) Land $35,000 Building $154,881
2023$2,007.00 Homeowner's exemption$70,156 Land $10,000 Building $60,156$175,389 Land $25,000 Building $150,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHOURVILLE WATER SYSTEM
serves 3,858 people · EPA ID GA1790020
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting46
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Coastal Fiber
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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